577 School St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 577 School St, Lowell, MA 01851

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 6 ba · 7,142 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Tax Bill	$12,508 (2026)
Deeds & Mortgages	Jul 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`W03640`

Property Details

APN / Parcel Number

Primary APN	`W03640`
Alternative APNs	`LOWE M:122 B:5240 L:577` `M:000122 T:W03640`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	20 Rooms
Units	6 Units
Stories	2 Stories
Building Area	7,142 sqft Living Area
Gross Area	9,320 sqft
1st Floor Area	2,786 sqft
Basement Area	2,258 sqft
Unfinished Basement	2,258 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	W03640
Street Address	577 SCHOOL ST
City	LOWELL
State	MA
Zip	01851-2656
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TMF
Legal Block	5240
Legal Lot Number	577
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	4
Census Block	4000
Census Tract	311700

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 HARMONY LN, ANDOVER, MA 01810-4420
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2008
Deed Sale	May 14, 2008
Prior Sale	Mar 16, 2000 · Amount on Record
Last Transfer Date	Jun 14, 2019
Transfer Doc	0000301236
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 1, 2019
Property Address	577 SCHOOL ST, LOWELL, MA 01851-2656
Document Number	0000301236
Instrument Date	Jun 14, 2019
Instrument	301236
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2 HARMONY LN ANDOVER MA 018104420, ANDOVER, MA 01810-4420

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$12,508.00 (+13.57%)	$1,102,000 (+14.88%) Land $170,400 Building $931,600
2025	$11,013.00 (+0.58%)	$959,300 (+4.35%) Land $150,300 Building $809,000
2024	$10,949.00 (-2.14%)	$919,300 (+2.04%) Land $140,500 Building $778,800
2023	$11,189.00	$900,900 Land $122,100 Building $778,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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