Lake County property record for 592 Crescent St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,964 sqft · built 1997 |
| Lot Size | 1.56 acres (68,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Mar 2026) |
| Tax Bill | $5,892 (2024) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-18-26-0004-000-04800 |
| Primary APN | 11-18-26-0004-000-04800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,964 sqft Living Area |
| Gross Area | 3,555 sqft |
| 1st Floor Area | 2,642 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 68,009 sqft (1.56 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 591 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 744 sqft |
| Utility Building | 1,080 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1588090 |
|---|---|
| Street Address | 592 CRESCENT ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-7607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | BEG 1020.50 FT N AND 622.17 FT W OF SE COR OF SEC RUN N 05DEG 20MIN W 563.80 FT TO WATERS OF LAKE CRESCENT FOR PT A BEG POB RUN N 89DEG 53MIN 50SEC W 90 FT N 12DEG 59MIN 12SEC W 482.42 FT TO LAKE NE'LY ALONG SAID WATERS 172.14 FT TO PT A ORB 4940 PG |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Quarter | 4 |
| Legal Subdivision | ACREAGE |
| Legal Tract | 0004 |
| Legal Lot Number | 48 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30110 |
Source: Lake County records, as of April 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 592 CRESCENT ST, UMATILLA, FL 32784-7607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 4, 2017 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | May 4, 2017 · Amount on Record |
| Deed Document Number | 202638622 |
| Deed Book / Page | 6710 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 30, 2026 |
| Property Address | 592 CRESCENT ST, UMATILLA, FL 32784-7607 |
| Document Number | 0067100347 |
| Book / Page | 6710 / 347 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026038622 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 592 CRESCENT ST, UMATILLA, FL 32784-7607 |
| Name | Verified Name |
|---|---|
| Address | 592 CRESCENT ST, UMATILLA, FL 32784-7607 |
| Document Number | 0006710349 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 6710/349 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 592 CRESCENT ST, UMATILLA, FL 32784-7607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055522230 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 5552/2230 |
| Instrument | 2020108401 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 4, 2017 |
| Property Address | 592 CRESCENT ST, UMATILLA, FL 32784-7607 |
| Document Number | 0049400840 |
| Book / Page | 4940 / 0840 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2017048954 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 592 CRESCENT ST, 592, UMATILLA, FL 32784-7607 |
| Name | Verified Name |
|---|---|
| Address | 1713 MAHOGANY DR, ORLANDO, FL 32825-8841 |
| Document Number | 2017048955 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 2017048955 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,070 (+2.9%) | $490,641 (-) Land $186,480 Building $304,161 | |
| 2025 | $339,240 (+5.99%) Land $186,480 Building $152,760 | $490,641 (+36.62%) Land $186,480 Building $304,161 | |
| 2024 | $5,892.00 (+4.15%) | ||
| 2023 | $5,657.00 (+2.52%) Homeowner's exemption | $320,080 (+3%) | $359,117 (+5.66%) Land $64,824 Building $294,293 |
| 2022 | $5,518.00 Homeowner's exemption | $310,760 | $339,868 Land $64,824 Building $275,044 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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