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590 Crescent St, Umatilla, FL 32784 Property Records

Lake County property record for 590 Crescent St, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,287 sqft · built 2005
Lot Size2.32 acres (101,281 sqft)
Owner2 Individual Names on File
Last Sale$825,000 (Jul 2026)
Tax Bill$5,926 (2025)
Deeds & MortgagesAug 2026 Sale
Jul 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-18-26-0004-000-04400

Property Details

APN / Parcel Number

Primary APN11-18-26-0004-000-04400
Alternative APNs
  • 261811000400004400
  • 1122252

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,287 sqft Living Area
Gross Area4,249 sqft
1st Floor Area2,786 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area101,281 sqft (2.32 acres)
View / LotLake Front
Garage TypeAttached
Garage Area962 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area781 sqft
Deck AreaDeck Area
Patio Area300 sqft
Utility Building864 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1122252
Street Address590 CRESCENT ST
CityUMATILLA
StateFL
Zip32784-7607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionFROM SE COR OF SEC RUN N 0-34-0 W 1260.24 FT TO A POINT 64 FT S OF NE COR OF SE 1/4 OF SE 1/4 S 89-54-45 W 380 FT FOR POB CONT S 89-54-45 W 155.66 FT N 0-34-0 W 345 FT TO WATERS OF LAKE & PT A RETURN TO POB RUN S 0-34-0 E 228.85 FT S 87-28-0 W 242.63
Legal Range26E
Legal Township18S
Legal Section11
Legal Quarter4
Legal Tract0004
Legal Lot Number44
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1017
Census Tract30110

Owner

590 Crescent St is owned by two individuals who acquired it in August 2026.

Source: Lake County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address595 CRESCENT ST, UMATILLA, FL 32784-7607
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 8, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
May 26, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNITED SOUTHERN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2026 · Amount on File
Deed SaleJul 8, 2026 · Amount on File
Prior SaleJan 22, 2004 · Amount on File
Deed Document Number202683484
Deed Book / Page6772 / 967
Last Transfer DateAug 20, 2026
Transfer Doc0000104635
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateAug 26, 2026
Property Address590 CRESCENT ST, UMATILLA, FL 32784-7607
Document Number0000104635
Book / Page6800 / 1574
Instrument DateAug 20, 2026
Instrument2026104635
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address595 CRESCENT ST, UMATILLA, FL 32784-7607

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 8, 2026
Property Address590 CRESCENT ST, UMATILLA, FL 32784-7607
Document Number0000083484
Book / Page6772 / 967
Instrument DateJun 12, 2026
Instrument202683484
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$583,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 SW ASTER RD, PORT SAINT LUCIE, FL 34953-2903

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address590 CRESCENT ST, UMATILLA, FL 32784-7607
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address590 CRESCENT ST, UMATILLA, FL 32784-7607

Mortgage

Document Number0059641327
DateMay 26, 2022
Book Page5964/1327
Instrument2022073978
Lender
NameUNITED SOUTHERN BANK
TypeBank
AddressUMATILLA, FL 32784
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term84 Months
DueMay 16, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 590 Crescent St was $5,926, up 4.9% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335,400 (+2.7%)$571,927 (-0.01%) Land $242,550 Building $329,377
2025$5,926.00 (+4.88%)$326,590 Land $242,550 Building $84,040$571,972 Land $242,550 Building $329,422
2024$5,650.00 (+4.17%)
2023$5,424.00 (+2.59%) Homeowner's exemption$308,150 (+3%)$409,237 (+5.34%) Land $91,980 Building $317,257
2022$5,287.00 Homeowner's exemption$299,180$388,499 Land $91,980 Building $296,519

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 590 Crescent St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 590 Crescent St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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