592 Arnolds Beach Rd, Roper, NC 27970 Property Records

Washington County property record for 592 Arnolds Beach Rd, Roper, NC 27970

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,190 sqft · built 2005
Lot Size	0.415 acres (18,077 sqft)
Owner	2 Individual Names on File
Last Sale	$331,500 (Aug 2025)
Tax Bill	$2,583 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7841.03-01-2244`

Property Details

APN / Parcel Number

Primary APN	`7841.03-01-2244`
Alternative APN	`1000`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,190 sqft Base Area
1st Floor Area	1,190 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	18,077 sqft (0.415 acres)
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	784 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1000
Street Address	592 ARNOLDS BEACH RD
City	ROPER
State	NC
Zip	27970-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ARNOLDS BEACH
Jurisdiction	WASHINGTON NC
Township / Civil Division	SKINNERSVILLE
Census Block Group	1
Census Block	1011
Census Tract	950100

Owner

592 Arnolds Beach Rd is owned by two individuals who bought it in August 2025.

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	26 MELTWATER RD, CHOTEAU, MT 59422-9333
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 8, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2018	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Document Number	2025321367
Deed Book / Page	560 / 758
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NC
Property Address	592 ARNOLDS BEACH RD, ROPER, NC 27970-9539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DB TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	530/909
Date	Nov 17, 2020
Book Page	530/909
Instrument	314919

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NC
Property Address	592 ARNOLDS BEACH RD, ROPER, NC 27970-9539
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	522/943
Date	Aug 8, 2019
Book Page	522/943
Instrument	313233

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NC
Recording Date	Jun 29, 2018
Property Address	592 ARNOLDS BEACH RD, ROPER, NC 27970-9539
Document Number	517/211
Book / Page	517 / 211
Map Reference	MB 397 PG 221
Instrument Date	Jun 22, 2018
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	592 ARNOLDS BEACH RD, ROPER, NC 27970-9539

Mortgage

Document Number	517213
Date	Jun 29, 2018
Instrument	517/213

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 592 Arnolds Beach Rd was $2,583.

Source: Washington County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Washington County
Unified School District	Washington County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,583.00	$264,500 Land $31,900 Building $232,600
2025			$264,500 Land $31,900 Building $232,600
2023		$264,500 Land $31,900 Building $232,600	$264,500 (-) Land $31,900 Building $232,600
2022	$2,248.00		$264,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 592 Arnolds Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2022)
Most Recent Claim	Nov 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 592 Arnolds Beach Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON COUNTY WATER SYSTEM serves 6,693 people · EPA ID NC0494025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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