565 Arnolds Beach Rd, Roper, NC 27970 Property Records

Washington County property record for 565 Arnolds Beach Rd, Roper, NC 27970

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,540 sqft · built 1972
Lot Size	0.925 acres (40,293 sqft)
Owner	2 Individual Names on File
Last Sale	$271,000 (Mar 2026)
Tax Bill	$1,852 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`7841.03-00-0908`

Property Details

APN / Parcel Number

Primary APN	`7841.03-00-0908`
Alternative APN	`2658`

Interior

Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,540 sqft Base Area
1st Floor Area	2,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Wood
Lot Area	40,293 sqft (0.925 acres)
Terrain	Above Road/Slope
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2658
Street Address	565 ARNOLDS BEACH RD
City	ROPER
State	NC
Zip	27970-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WASHINGTON NC
Township / Civil Division	SKINNERSVILLE
Census Block Group	1
Census Block	1008
Census Tract	950100

Owner

565 Arnolds Beach Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	565 ARNOLDS BEACH RD, ROPER, NC 27970-9539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Warranty Deed, Transfer · FHA Mortgage TOWNEBANK
Apr 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2026 · Amount on File
Deed Sale	Mar 24, 2026 · Amount on File
Prior Sale	Apr 21, 2023 · Amount on File
Deed Document Number	2026321987
Deed Book / Page	563 / 457
Prior Transfer Date	Apr 13, 2023
Prior Transfer Doc	000547/365
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NC
Recording Date	Mar 24, 2026
Property Address	565 ARNOLDS BEACH RD, ROPER, NC 27970-9539
Document Number	000563/457
Book / Page	563 / 457
Instrument Date	Mar 16, 2026
Instrument	321987
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4277 RICH HILL RD, CRESTON, NC 28615-9171

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 ARNOLDS BEACH RD, ROPER, NC 27970-9539

Mortgage

Document Number	0000321988
Date	Mar 24, 2026
Instrument	321988

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NC
Recording Date	Apr 21, 2023
Property Address	565 ARNOLDS BEACH RD, ROPER, NC 27970-9539
Document Number	000547/365
Book / Page	547 / 365
Instrument Date	Apr 13, 2023
Instrument	318465
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount on Record
Tax	$4.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	565 ARNOLDS BEACH RD, ROPER, NC 27970-9539

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	565 ARNOLDS BEACH RD, ROPER, NC 27970-9539

Tax Assessment & Valuation

The 2026 property tax bill for 565 Arnolds Beach Rd was $1,852.

Source: Washington County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Washington County
Unified School District	Washington County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,852.00	$176,700 (-) Land $47,800 Building $128,900
2025	$1,852.00	$176,700 Land $47,800 Building $128,900	$176,700 Land $47,800 Building $128,900
2023		$176,700 Land $47,800 Building $128,900	$176,700 (-) Land $47,800 Building $128,900
2022	$1,501.00		$176,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 565 Arnolds Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	5 (1998–2022)
Most Recent Claim	Nov 2022 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 565 Arnolds Beach Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON COUNTY WATER SYSTEM serves 6,693 people · EPA ID NC0494025
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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