59154 S 4731 Rd, Watts, OK 74964 Property Records

Adair County property record for 59154 S 4731 Rd, Watts, OK 74964

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,314 sqft · built 1940
Lot Size	0.25 acres (10,920 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2024)
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Mar 2025 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11853`

Property Details

APN / Parcel Number

Primary APN	`11853`
Alternative APN	`0351-32-018-026-0-014-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	10,920 sqft (0.25 acres)
Garage Type	Detached
Garage Area	448 sqft
Porch	Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	11853
Street Address	59154 S 4731 RD
City	WATTS
State	OK
Zip	74964-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM 50' IN A SOUTHERLY DIR FROM SE COR OF LOT 4 BLK 6 WMS ADD PARALLEL WITH SHEFFIELD AVE & RUN NING 140' IN A SOUTHERNLY DI
Legal Range	26E
Legal Township	18N
Legal Section	32
Legal Subdivision	SOUTHEAST (WESTVILLE)
Legal Block	4,6
Legal Lot Number	2-4
Jurisdiction	ADAIR OK
Township / Civil Division	WESTVILLE
Census Block Group	4
Census Block	4063
Census Tract	376600

Owner

Source: Adair County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	59154 S 4731 RD, WATTS, OK 74964-4505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jul 1, 2024	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jul 14, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED FIDELITY FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	Apr 12, 2012 · Amount on Record
Deed Document Number	I-2024-001857
Deed Book / Page	623 / 48
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	59154 S 4731 RD, WATTS, OK 74964-4505
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 E PINE ST, WESTVILLE, OK 74965-2030

Mortgage

Document Number	000633/110
Date	Mar 27, 2025
Book Page	633/110
Instrument	I-2025-000887

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	59154 S 4731 RD, WATTS, OK 74964-4505
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000563/148
Date	Jan 17, 2020
Book Page	563/148
Instrument	2020-000169

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	59154 S 4731 RD, WATTS, OK 74964-4505
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000566/624
Date	May 19, 2020
Book Page	566/624
Instrument	2020-001317

Lender

Name	ARVEST BANK
Type	Bank
Address	72746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2050

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Jul 1, 2024
Property Address	59154 S 4731 RD, WATTS, OK 74964-4505
Document Number	0000623/48
Book / Page	623 / 48
Instrument Date	Jun 26, 2024
Instrument	I-2024-001857
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	I2024001858
Date	Jul 1, 2024
Instrument	I-2024-001858

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Jul 14, 2021
Property Address	1453 E PINE ST, WESTVILLE, OK 74965-2030
Document Number	0000583/98
Book / Page	583 / 98
Instrument Date	Jun 29, 2021
Instrument	2021-002413
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002414
Date	Jul 14, 2021
Instrument	2021-002414

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Adair County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Municipality	Westville Town
Unified School District	Westville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00 (+41.71%)	$15,600 (+39.35%) Land $1,572 Building $14,028	$130,000 (+34.39%) Land $13,104 Building $116,896
2024	$875.00 (+5.8%)	$11,195 (+5%) Land $1,368 Building $9,827	$96,732 (+8.87%) Land $11,402 Building $85,330
2023	$827.00	$10,662 Land $1,368 Building $9,294	$88,852 Land $11,402 Building $77,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #3 serves 2,598 people · EPA ID OK3000106
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

May also be available: T-Mobile, Verizon, Windstream.

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