5915 Ruffner Ct, Wingate, NC 28174 Property Records

Union County property record for 5915 Ruffner Ct, Wingate, NC 28174

Property Summary

Property Type	Other Improved
Details	built 2020
Lot Size	1.55 acres (67,736 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jun 2021)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-199-045`

Property Details

APN / Parcel Number

Primary APN	`02-199-045`

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	67,736 sqft (1.55 acres)

Location & Zoning

Street Address	5915 RUFFNER CT
City	WINGATE
State	NC
Zip	28174-8307
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-40 UNIO
Legal Description	#24 AUSTIN HILLS SEC2 OPCO234 LESS OPCP411
Legal Subdivision	AUSTIN HILLS
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	3
Census Block	3045
Census Tract	20100

Owner

Source: Union County records · APN 02-199-045

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5915 RUFFNER CT, WINGATE, NC 28174-8307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Deed Document Number	202128170
Deed Book / Page	8136 / 395
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 14, 2021
Property Address	5915 RUFFNER CT, WINGATE, NC 28174-8307
Document Number	0008136395
Book / Page	8136 / 395
Map Reference	CAB P FILE 411
Instrument Date	Jun 11, 2021
Instrument	28170
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5915 RUFFNER CT, WINGATE, NC 28174-8307
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028171
Date	Jun 14, 2021
Instrument	28171

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00 (+10.61%)	$375,400 (+37.06%) Land $69,300 Building $306,100	$375,400 (+37.06%) Land $69,300 Building $306,100
2023	$1,715.00	$273,900 Land $34,200 Building $239,700	$273,900 Land $34,200 Building $239,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Based on FCC filings for 41 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruffner Ct

Nearby Streets

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