5904 Ruffner Ct, Wingate, NC 28174 Property Records

Union County property record for 5904 Ruffner Ct, Wingate, NC 28174 · Last verified April 2026

Property Summary

Property TypeOther Improved
Detailsbuilt 2020
Lot Size1.14 acres (49,876 sqft)
Owner2 Individual Names on File
Last Sale$367,000 (Sep 2024)
Tax Bill$1,685 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Dec 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-199-048

Property Details

APN / Parcel Number

Primary APN02-199-048

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area49,876 sqft (1.14 acres)

Location & Zoning

Street Address5904 RUFFNER CT
CityWINGATE
StateNC
Zip28174-8307
Property CategoryOther
Property TypeOther > Other Improved
Legal Description#27 AUSTIN HILLS SEC2 OPCO234
Legal SubdivisionAUSTIN HILLS
JurisdictionUNION NC
Township / Civil DivisionMARSHVILLE
Census Block Group3
Census Block3045
Census Tract20100

Owner

Source: Union County records · APN 02-199-048

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7910 RED LANTERN RD, INDIAN TRAIL, NC 28079-8633
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2024Warranty Deed, Transfer · FHA Mortgage
FBC MORTGAGE LLC
Dec 21, 2022Intrafamily Transfer, Transfer
Jul 07, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2024 · Amount on Record
Deed SaleSep 26, 2024 · Amount on Record
Prior SaleJul 07, 2021 · Amount on Record
Deed Document Number202423002
Deed Book / Page8982 / 125
Prior Transfer DateDec 21, 2022
Prior Transfer Doc0008629189
Record UpdatedJun 08, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateSep 26, 2024
Property Address5904 RUFFNER CT, WINGATE, NC 28174-8307
Document Number0008982125
Book / Page8982 / 125
Map ReferenceCAB O FILE 234
Instrument DateSep 04, 2024
Instrument23002
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$734.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7910 RED LANTERN RD, INDIAN TRAIL, NC 28079-8633

Mortgage

Document Number0000023003
DateSep 26, 2024
Instrument23003
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NC
Recording DateDec 21, 2022
Property Address5904 RUFFNER CT, WINGATE, NC 28174-8307
Document Number0008629189
Book / Page8629 / 189
Map ReferenceCAB I FILE 284
Instrument DateDec 21, 2022
Instrument41486
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6017 BRICK LANDING DR, MONROE, NC 28110-9138

Transferred To (Grantee/Buyer)

NameVerified Name
Address5904 RUFFNER CT, WINGATE, NC 28174-8307

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 07, 2021
Property Address5904 RUFFNER CT, WINGATE, NC 28174-8307
Document Number0000081631
Book / Page8163 / 1
Map ReferenceCAB I FILE 284
Instrument DateJun 18, 2021
Instrument32094
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$509.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5904 RUFFNER CT, WINGATE, NC 28174-8307

Mortgage

Document Number0000032095
DateJul 07, 2021
Instrument32095
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,685.00 (+9.42%)$333,500 (+35.57%) Land $66,900 Building $266,600$333,500 (+35.57%) Land $66,900 Building $266,600
2023$1,540.00$246,000 Land $32,600 Building $213,400$246,000 Land $32,600 Building $213,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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