5915 E 16th Ave, Spokane Valley, WA 99212 Property Records

Spokane County property record for 5915 E 16th Ave, Spokane Valley, WA 99212

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,338 sqft · built 1976
Lot Size	0.319 acres (13,873 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Jul 2007)
Tax Bill	$4,639 (2026)
Deeds & Mortgages	Mar 2024 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35243.1024`

Property Details

APN / Parcel Number

Primary APN	`35243.1024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,338 sqft Living Area
Gross Area	3,068 sqft
1st Floor Area	1,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2007
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,873 sqft (0.319 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	120 sqft
Patio Area	120 sqft
Canopy	120 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	5915 E 16TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99212-0235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	BETTMANS ADD E40 OF LT 15 & ALL LT 16 & LTS 17 THRU 19 EXC N60 & EXC RD BLK 11
Legal Range	43E
Legal Township	25N
Legal Section	24
Legal Subdivision	BETTMANS ADD
Legal Block	11
Legal Lot Number	15,19
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3031
Census Tract	12300

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5915 E 16TH AVE, SPOKANE VALLEY, WA 99212-0235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 3, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 18, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2007 · Amount on Record
Deed Sale	Jul 11, 2007 · Amount on Record
Prior Sale	Jun 27, 2007 · Amount on Record
Deed Document Number	20075561310
Prior Transfer Date	Mar 28, 2007
Prior Transfer Doc	0005520760
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5915 E 16TH AVE, SPOKANE VALLEY, WA 99212-0235
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007339188
Date	Mar 20, 2024
Instrument	7339188

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2054

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5915 E 16TH AVE, SPOKANE VALLEY, WA 99212-0235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006990335
Date	Nov 3, 2020
Instrument	6990335

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5915 E 16TH AVE, SPOKANE VALLEY, WA 99212-0235
Document Number	0006710667
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5915 E 16TH AVE SPOKANE VALLEY WA 992120235, SPOKANE VALLEY, WA 99212-0235

Mortgage

Document Number	0006710667
Date	May 24, 2018
Instrument	6710667

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,639.00 (+7.93%)	$470,100 (-2.69%) Land $115,000 Building $355,100	$470,100 (-2.69%) Land $115,000 Building $355,100
2025	$4,298.00 (-13.88%)
2024		$483,100 (+35.55%) Land $85,000 Building $398,100	$483,100 (+35.55%) Land $85,000 Building $398,100
2023	$4,991.00 (+12.11%)	$356,400 Land $76,000 Building $280,400	$356,400 Land $76,000 Building $280,400
2022	$4,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (2012–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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