10104 E 16th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10104 E 16th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 2002
Lot Size	0.111 acres (4,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (May 2025)
Tax Bill	$3,778 (2026)
Deeds & Mortgages	Sep 2023 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45291.2102`

Property Details

APN / Parcel Number

Primary APN	`45291.2102`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,536 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	768 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,814 sqft (0.111 acres)
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	66 sqft
Canopy	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10104 E 16TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DISHMAN COMMONS LT1A BLK2 EXC: N 10 FT FOR 16TH AVE RD R/W
Legal Subdivision	DISHMAN COMMONS
Legal Block	2
Legal Lot Number	1A
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3004
Census Tract	12802

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10104 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 15, 2020	Deed of Trust, Mortgage · FHA Mortgage GEORGIA BKNG
May 4, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025 · Amount on Record
Deed Sale	May 5, 2025 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	20257413946
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10104 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007306103
Date	Sep 5, 2023
Instrument	7306103

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10104 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007140437
Date	Oct 21, 2021
Instrument	7140437

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10104 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457
Document Number	0006884685
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10104 E 16TH AVE SPOKANE VALLEY WA 992063457, SPOKANE VALLEY, WA 99206-3457

Mortgage

Document Number	0006884685
Date	Jan 22, 2020
Instrument	6884685

Lender

Name	GEORGIA BKNG
Type	Funding / Finance Company
Address	ATLANTA, GA 30339

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 4, 2018
Property Address	10104 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457
Document Number	0006704725
Map Reference	VOL26 PG78&80
Instrument Date	Apr 3, 2018
Instrument	6704725
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,832.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10104 E 16TH AVE, SPOKANE VALLEY, WA 99206-3457

Mortgage

Document Number	0006704726
Date	May 4, 2018
Instrument	6704726

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,778.00 (+1.97%)	$364,100 (+3.17%) Land $100,000 Building $264,100	$364,100 (+3.17%) Land $100,000 Building $264,100
2025	$3,705.00 (+7.95%)	$352,900 (-1.18%) Land $100,000 Building $252,900	$352,900 (-1.18%) Land $100,000 Building $252,900
2024	$3,432.00 (+0.32%)	$357,100 (+39.44%) Land $65,000 Building $292,100	$357,100 (+39.44%) Land $65,000 Building $292,100
2023	$3,421.00 (+14.15%)	$256,100 Land $50,000 Building $206,100	$256,100 Land $50,000 Building $206,100
2022	$2,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fatbeam.

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