5914 Alta Punta Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 5914 Alta Punta Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,898 sqft · built 1947
Lot Size	0.068 acres (2,960 sqft)
Owner	2 Company Names on Record
Tax Bill	$7,844 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`501-050-001-4`

Property Details

APN / Parcel Number

Primary APN	`501-050-001-4`
Alternative APN	`501-050-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,898 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	1,261 sqft
2nd Floor Area	637 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,960 sqft (0.068 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5914 ALTA PUNTA AVE
City	EL CERRITO
State	CA
Zip	94530-1681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALTA PUNTA TERRACE LOT 12 BLK 4
Legal Subdivision	ALTA PUNTA TERRACE
Legal Block	4
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3019
Census Tract	384000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	5914 ALTA PUNTA AVE, EL CERRITO, CA 94530-1681
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 27, 2025
Transfer Doc	0000033420
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5914 ALTA PUNTA AVE, EL CERRITO, CA 94530-1681
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5914 ALTA PUNTA AVE AYE, EL CERRITO, CA 94530-1681

Mortgage

Document Number	0000172625
Date	Nov 10, 2022
Instrument	2022-172625

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76166

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5914 ALTA PUNTA AVE, EL CERRITO, CA 94530-1681
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109907
Date	Jun 20, 2017
Instrument	2017-109907

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 8, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5914 ALTA PUNTA AVE, EL CERRITO, CA 94530-1681
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5914 ALTA PUNTA AVE, EL CERRITO, CA 94530-1681

Mortgage

Document Number	0000234014
Date	Oct 12, 2020
Instrument	2020-234014

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5914 ALTA PUNTA AVE, EL CERRITO, CA 94530-1681
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5914 ALTA PUNTA AVE, EL CERRITO, CA 94530-1681

Mortgage

Document Number	0000058322
Date	Feb 25, 2021
Instrument	2021-058322

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5914 ALTA PUNTA AVE, EL CERRITO, CA 94530-1681
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5914 ALTA PUNTA AVE, EL CERRITO, CA 94530-1681

Mortgage

Document Number	0000278387
Date	Oct 8, 2021
Instrument	2021-278387

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$534,022 (+2%) Land $305,854 Building $228,168
2025	$7,844.00 (+4.16%) Homeowner's exemption	$523,552 (+4.04%) Land $299,857 Building $223,695
2023	$7,531.00 (+1.66%) Homeowner's exemption	$503,223 Land $288,214 Building $215,009
2022	$7,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 861 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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