5820 Alta Punta Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 5820 Alta Punta Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,230 sqft · built 1953
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Last Sale	$647,000 (Oct 2013)
Tax Bill	$11,431 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`501-042-015-5`

Property Details

APN / Parcel Number

Primary APN	`501-042-015-5`
Alternative APN	`501-042-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,230 sqft Living Area
1st Floor Area	2,230 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1965
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5820 ALTA PUNTA AVE
City	EL CERRITO
State	CA
Zip	94530-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALTA PUNTA TERRACE LOTS 10 & 11 BLK 3
Legal Subdivision	ALTA PUNTA TERRACE
Legal Block	3
Legal Lot Number	10,11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3020
Census Tract	384000

Owner

5820 Alta Punta Ave is owner-occupied and held in a trust since October 2013.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	5820 ALTA PUNTA AVE, EL CERRITO, CA 94530-1607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2013 · Amount on File
Deed Sale	Oct 24, 2013 · Amount on File
Deed Document Number	2013256176
Prior Transfer Date	Oct 16, 2013
Prior Transfer Doc	0000256177
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5820 ALTA PUNTA AVE, EL CERRITO, CA 94530-1607
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5820 ALTA PUNTA AVE, EL CERRITO, CA 94530-1607

Mortgage

Document Number	0000348420
Date	Dec 29, 2021
Instrument	2021-348420

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5820 ALTA PUNTA AVE, EL CERRITO, CA 94530-1607
Document Number	0000132307
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5820 ALTA PUNTA AVE EL CERRITO CA 945301607, EL CERRITO, CA 94530-1607

Mortgage

Document Number	0000132307
Date	Jul 6, 2020
Instrument	132307

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 5, 2035

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 23, 2018
Property Address	5820 ALTA PUNTA AVE, EL CERRITO, CA 94530-1607
Document Number	0000081046
Instrument Date	May 15, 2018
Instrument	81046
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5820 ALTA PUNTA AVE EL CERRITO CA 945301607, EL CERRITO, CA 94530-1607

Tax Assessment & Valuation

The 2025 property tax bill for 5820 Alta Punta Ave was $11,431 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$808,983 (+2%) Land $475,137 Building $333,846
2025	$11,431.00 Homeowner's exemption	$793,121 Land $465,821 Building $327,300
2023	$10,959.00 (+1.51%) Homeowner's exemption	$762,326 Land $447,734 Building $314,592
2022	$10,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5820 Alta Punta Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5820 Alta Punta Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 861 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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