5913 Camray Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 5913 Camray Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,128 sqft · built 1979
Lot Size	0.167 acres (7,280 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2013)
Tax Bill	$5,650 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`245-0303-021-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0303-021-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
1st Floor Area	1,292 sqft
2nd Floor Area	836 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,280 sqft (0.167 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5913 CAMRAY CIR
City	CARMICHAEL
State	CA
Zip	95608-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LINCOLN HILL 02, LOT 36
Legal Subdivision	LINCOLN HILL 02
Legal Lot Number	36
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1020
Census Tract	7906

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5913 CAMRAY CIR, CARMICHAEL, CA 95608-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2013 · Amount on Record
Deed Sale	Nov 14, 2013 · Amount on Record
Prior Sale	Nov 25, 2009 · Amount on Record
Deed Book / Page	20131114 / 77
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5913 CAMRAY CIR, CARMICHAEL, CA 95608-1733
Document Number	2009160108
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5913 CAMRAY CIR CARMICHAEL CA 956081733, CARMICHAEL, CA 95608-1733

Mortgage

Document Number	2009160108
Date	Sep 16, 2020
Instrument	2009160108

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5913 CAMRAY CIR, CARMICHAEL, CA 95608-1733
Document Number	1807030904
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5913 CAMRAY CIR CARMICHAEL CA 956081733, CARMICHAEL, CA 95608-1733

Mortgage

Document Number	1807030904
Date	Jul 3, 2018
Instrument	1807030904

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5913 CAMRAY CIR, CARMICHAEL, CA 95608-1733
Document Number	1712060677
Instrument Date	Nov 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5913 CAMRAY CIR CARMICHAEL CA 956081733, CARMICHAEL, CA 95608-1733

Mortgage

Document Number	1712060677
Date	Dec 6, 2017
Instrument	1712060677

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5913 CAMRAY CIR, CARMICHAEL, CA 95608-1733
Document Number	1711300200
Instrument Date	Nov 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5913 CAMRAY CIR CARMICHAEL CA 956081733, CARMICHAEL, CA 95608-1733

Mortgage

Document Number	1711300200
Date	Nov 30, 2017
Instrument	1711300200

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$474,764 (+2%) Land $125,032 Building $349,732
2025	$5,650.00 (+2.15%)	$465,456 (+4.04%) Land $122,581 Building $342,875
2024	$5,531.00 (+1.6%)
2023	$5,444.00 (+10.65%)	$447,383 Land $117,822 Building $329,561
2022	$4,920.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Succeed.Net.

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