Sacramento County property record for 5904 Camray Cir, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,955 sqft · built 1980 |
| Lot Size | 0.177 acres (7,728 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,997 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 245-0302-009-0000 |
| Primary APN | 245-0302-009-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,955 sqft Living Area |
| 1st Floor Area | 1,955 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,728 sqft (0.177 acres) |
| Garage Area | 605 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5904 CAMRAY CIR |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-1734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | LINCOLN HILL 02, LOT 21 |
| Legal Subdivision | LINCOLN HILL 02 |
| Legal Lot Number | 21 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 7906 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5904 CAMRAY CIR, CARMICHAEL, CA 95608-1734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 1, 2002 |
| Transfer Doc | 2002001277 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5904 CAMRAY CIR, CARMICHAEL, CA 95608-1734 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF SACRAMENTO |
| Name | Verified Name |
|---|---|
| Address | 5904 CAMRAY CIR, CARMICHAEL, CA 95608-1734 |
| Document Number | 0000001349 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 2022010401349 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $257,777 (+2%) Land $63,376 Building $194,401 | |
| 2025 | $2,997.00 (+2.22%) Homeowner's exemption | $252,724 (+4.04%) Land $62,134 Building $190,590 |
| 2024 | $2,932.00 (+1.66%) | |
| 2023 | $2,884.00 (+2.05%) Homeowner's exemption | $242,912 Land $59,722 Building $183,190 |
| 2022 | $2,826.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Succeed.Net.
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