591 Windy Willow Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 591 Windy Willow Way, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.08 acres (3,484 sqft)
OwnerIndividual Name on File
Last Sale$386,175 (Apr 2026)
Deeds & MortgagesApr 2026 Sale & Mortgage
APN22-25-31-3682-0001-2830

Property Details

APN / Parcel Number

Primary APN22-25-31-3682-0001-2830
Alternative APN
  • 253122368200012830

Exterior

Lot Area3,484 sqft (0.08 acres)

Location & Zoning

Street Address591 WINDY WILLOW WAY
CitySAINT CLOUD
StateFL
Zip34771-8107
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionCROSSINGS PH 2 PB 36 PGS 95-109 LOT 283
Legal SubdivisionCROSSINGS PHASE 2
Legal Lot Number283
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address591 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Deed Document Number202652594
Deed Book / Page6958 / 2411
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 21, 2026
Property Address591 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107
Document Number0000052594
Book / Page6958 / 2411
Instrument DateApr 16, 2026
Instrument2026.52594
Transaction TypeTransfer
Record UpdatedMay 1, 2026
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$273,026.23
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address591 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107

Mortgage

Document Number0000052595,
DateApr 21, 2026
Book Page6958/2416
Instrument2026.52595
Lender
NameVANDERBILT MORTGAGE AND FINANCE, INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$11,200 Land $11,200$11,200 Land $11,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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