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583 Windy Willow Way, Saint Cloud, FL 34771 Property Records

Osceola County property record for 583 Windy Willow Way, Saint Cloud, FL 34771 · Last verified July 2026

Property Summary

Property TypeVacant Land
Lot Size0.08 acres (3,484 sqft)
Owner2 Individual Names on File
Last Sale$392,765 (Apr 2026)
Tax Bill$4,149 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
APN22-25-31-3682-0001-2820

Property Details

APN / Parcel Number

Primary APN22-25-31-3682-0001-2820
Alternative APN
  • 253122368200012820

Exterior

Lot Area3,484 sqft (0.08 acres)

Location & Zoning

Street Address583 WINDY WILLOW WAY
CitySAINT CLOUD
StateFL
Zip34771-8107
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionCROSSINGS PH 2 PB 36 PGS 95-109 LOT 282
Legal SubdivisionCROSSINGS PHASE 2
Legal Lot Number282
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 22-25-31-3682-0001-2820

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address583 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Special Warranty Deed, Transfer · FHA Mortgage
VANDERBILT MORTGAGE AND FINANCE, INC
Apr 21, 2026Special Warranty Deed, Transfer · FHA Mortgage
VANDERBILT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Deed Document Number202652600
Deed Book / Page6958 / 2447
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 21, 2026
Property Address583 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107
Document Number0000052600
Book / Page6958 / 2447
Instrument DateApr 16, 2026
Instrument2026.52600
Transaction TypeTransfer
Record UpdatedMay 01, 2026
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$277,685.36
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address583 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107

Mortgage

Document Number0000052601,
DateApr 21, 2026
Book Page6958/2452
Instrument2026.52601
Lender
NameVANDERBILT MORTGAGE AND FINANCE, INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate3.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 21, 2026
Property Address583 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107
Document Number0069582447
Book / Page6958 / 2447
Instrument DateApr 16, 2026
Instrument202652600
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$277,685.36
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address583 WINDY WILLOW WAY, SAINT CLOUD, FL 34771-8107

Mortgage

Document Number0000052601,
DateApr 21, 2026
Book Page6958/2452
Instrument202652601
Lender
NameVANDERBILT MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate3.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,149.00$11,200 Land $11,200$11,200 Land $11,200

Flood & Wildfire

Source: FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · Last verified October 2026

Flood

Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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