591 Smith Waldrop Rd, Columbus, NC 28722 Property Records

Polk County property record for 591 Smith Waldrop Rd, Columbus, NC 28722

Property Summary

Property Type	Other Improved
Details	2 bd · 2 ba · 960 sqft · built 2017
Lot Size	9.83 acres (428,195 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Aug 2016)
Tax Bill	$2,894 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P84-136`

Property Details

APN / Parcel Number

Primary APN	`P84-136`
Alternative APN	`55321`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	960 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	428,195 sqft (9.83 acres)
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	55321
Street Address	591 SMITH WALDROP RD
City	COLUMBUS
State	NC
Zip	28722-8768
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	MX
Legal Description	LOT 8, 0S15 STEEPLECHASE FARMS
Legal Subdivision	STEEPLECHASE FARMS
Legal Tract	1
Legal Lot Number	8
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2002
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	591 SMITH WALDROP RD, COLUMBUS, NC 28722-8768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LENDERSECLECT MORTGAGE GROUP
Sep 7, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2016 · Amount on Record
Deed Sale	Aug 8, 2016 · Amount on Record
Deed Book / Page	420 / 2425
Last Transfer Date	Nov 3, 2020
Transfer Doc	00454/2000
Record Updated	Oct 29, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Dec 11, 2020
Property Address	591 SMITH WALDROP RD, COLUMBUS, NC 28722-8768
Document Number	00454/2000
Book / Page	454 / 2000
Map Reference	FILE F PG 700
Instrument Date	Nov 3, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 SMITH WALDROP RD, COLUMBUS, NC 28722-8768

Mortgage

Document Number	0004542004
Date	Dec 11, 2020
Instrument	454/2004

Lender

Name	LENDERSECLECT MORTGAGE GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Sep 7, 2017
Property Address	591 SMITH WALDROP RD, COLUMBUS, NC 28722-8768
Document Number	00428/1816
Book / Page	428 / 1816
Instrument Date	Sep 1, 2017
Instrument	004661030003
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	591 SMITH WALDROP RD, COLUMBUS, NC 28722-8768

Mortgage

Document Number	428/1823
Date	Sep 7, 2017
Book Page	428/1823
Instrument	004661060016

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,894.00	$567,064 (-) Land $172,450 Building $394,614	$567,064 (-) Land $172,450 Building $394,614
2025	$2,894.00 (+4.1%)	$567,064 (+30.47%) Land $172,450 Building $394,614	$567,064 (+30.47%) Land $172,450 Building $394,614
2023	$2,780.00	$434,633 Land $135,375 Building $299,258
2021			$434,633 Land $135,375 Building $299,258

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL	200 / 20

Cell Coverage

4G LTE only, no 5G reported

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