1258 Smith Waldrop Rd, Columbus, NC 28722 Property Records

Polk County property record for 1258 Smith Waldrop Rd, Columbus, NC 28722

Property Summary

Property Type	Other Improved
Lot Size	10.6 acres (465,221 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2025)
Tax Bill	$865 (2026)
Deeds & Mortgages	Jul 2026 Construction Loan Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P84-175`

Property Details

APN / Parcel Number

Primary APN	`P84-175`

Exterior

Lot Area	465,221 sqft (10.6 acres)

Location & Zoning

Street Address	SMITH-WALDROP RD
City	COLUMBUS
State	NC
Zip	28722
Property Category	Other
Property Type	Other > Other Improved
Legal Description	100D COUNTY RURAL
Legal Subdivision	100D COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2000
Census Tract	920103

Owner

1258 Smith Waldrop Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	SMITH-WALDROP RD, COLUMBUS, NC 28722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Construction Mortgage HOME MORTGAGE CORPORATION
Sep 29, 2025	Warranty Deed, Transfer
Mar 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Dec 20, 2024 · Amount on File
Deed Book / Page	494 / 1756
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Jul 14, 2026
Property Address	1258 SMITH WALDROP RD, COLUMBUS, NC 28722
Document Number	0501000125
Book / Page	501 / 125
Instrument Date	Jul 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22867 PAWNEE RD, INDIAN HILLS, CO 80454-5116

Mortgage

Document Number	0501000125,
Date	Jul 14, 2026
Book Page	501/125

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	367 Months
Due	Feb 1, 2057

Interest

Rate	6.47%
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 29, 2025
Property Address	SMITH-WALDROP RD, COLUMBUS, NC 28722
Document Number	00494/1756
Book / Page	494 / 1756
Map Reference	MB F PG 1560
Instrument Date	Sep 17, 2025
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	571 BILL HOLBERT RD, TRYON, NC 28782-7816

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 366, INDIAN HILLS, CO 80454-0366

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 1, 2021
Property Address	SMITH-WALDROP RD, COLUMBUS, NC 28722
Document Number	00456/2498
Book / Page	456 / 2498
Map Reference	FILE F PG 1560
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 BROWN FARM RD, HENDERSONVILLE, NC 28792-7900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 AUTUMNWOOD LN, CHARLOTTE, NC 28213-5721

Tax Assessment & Valuation

The 2026 property tax bill for 1258 Smith Waldrop Rd was $865, down 0.1% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$865.00 (-0.12%)	$169,612 (-0.08%) Land $165,840 Building $3,772	$169,612 (-0.08%) Land $165,840 Building $3,772
2025	$866.00	$169,742 Land $165,970 Building $3,772	$169,742 Land $165,970 Building $3,772
2023	$902.00	$141,152 Land $138,300 Building $2,852
2021			$141,152 Land $138,300 Building $2,852

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1258 Smith Waldrop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1258 Smith Waldrop Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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