591 Serrano Ln, Chula Vista, CA 91910 Property Records

San Diego County property record for 591 Serrano Ln, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,994 sqft · built 1997
Lot Size0.252 acres (10,977 sqft)
Owner2 Individual Names on Record
Last Sale$292,000 (Mar 1997)
Tax Bill$6,063 (2025)
Deeds & MortgagesDec 2017 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN593-370-39-00

Property Details

APN / Parcel Number

Primary APN593-370-39-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,994 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area10,977 sqft (0.252 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address591 SERRANO LN
CityCHULA VISTA
StateCA
Zip91910-8034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC1RS
Legal DescriptionLOT 43 TR 012718
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract012718
Legal Block2
Legal Lot Number43
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2006
Census Tract13421

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2826 PARADISE RIDGE CT, CHULA VISTA, CA 91915-2631
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
TOTAL MORTGAGE SERVICES LLC
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 1997 · Amount on Record
Deed SaleMar 21, 1997 · Amount on Record
Deed Document Number1997126838
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address591 SERRANO LN, CHULA VISTA, CA 91910-8034
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000561552
DateDec 4, 2017
Instrument2017-0561552
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
AddressMILFORD, CT 06461
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address591 SERRANO LN, CHULA VISTA, CA 91910-8034
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000261775
DateMay 22, 2020
Instrument2020-0261775
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$484,399 (+2%) Land $141,195 Building $343,204
2025$6,063.00 (+5.55%)$474,902 (+4.04%) Land $138,427 Building $336,475
2023$5,744.00 (+2.96%)$456,462 Land $133,052 Building $323,410
2022$5,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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