San Diego County property record for 582 Serrano Ln, Chula Vista, CA 91910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,756 sqft · built 1997 |
| Lot Size | 0.239 acres (10,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (May 2011) |
| Tax Bill | $7,403 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-370-36-00 |
| Primary APN | 593-370-36-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,756 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 10,394 sqft (0.239 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 582 SERRANO LN |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-8034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC1RS |
| Legal Description | LOT 40 TR 012718 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 012718 |
| Legal Block | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 13421 |
582 Serrano Ln is owned and occupied by two individuals who bought it in May 2011.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 582 SERRANO LN, CHULA VISTA, CA 91910-8034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2011 · Amount on File |
| Deed Sale | May 5, 2011 · Amount on File |
| Prior Sale | Sep 8, 2003 · Amount on File |
| Deed Document Number | 2011233468 |
| Prior Transfer Date | Mar 26, 2007 |
| Prior Transfer Doc | 0000401663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 582 SERRANO LN, CHULA VISTA, CA 91910-8034 |
| Document Number | 0000549640 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 582 SERRANO LN CHULA VISTA CA 919108034, CHULA VISTA, CA 91910-8034 |
| Document Number | 0000549640 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 549640 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2049 |
The 2025 property tax bill for 582 Serrano Ln was $7,403.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $601,117 (+2%) Land $261,354 Building $339,763 | |
| 2025 | $7,403.00 | $589,331 Land $256,230 Building $333,101 |
| 2023 | $7,016.00 (+2.95%) | $566,448 Land $246,281 Building $320,167 |
| 2022 | $6,815.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 582 Serrano Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 582 Serrano Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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