591 Owasco Ave, Elgin, IL 60123 Property Records

Kane County property record for 591 Owasco Ave, Elgin, IL 60123

Property Summary

Property Type	Commercial
Lot Size	0.442 acres (19,272 sqft)
Owner	Company Name on Record
Tax Bill	$771 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-11-179-001`

Property Details

APN / Parcel Number

Primary APN	`06-11-179-001`

Interior

Units	4 Units

Exterior

Lot Area	19,272 sqft (0.442 acres)
Lot Dimensions	132 ft deep x 146 ft wide

Location & Zoning

Street Address	591 OWASCO AVE
City	ELGIN
State	IL
Zip	60123-2189
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SADLERS ADDN LOTS 3 & 4 BLOCK 15
Legal Subdivision	SADLERS ADDN
Legal Block	15
Legal Lot Number	3,4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4011 80TH ST, KENOSHA, WI 53142-4955
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2017	Deed of Trust, Mortgage COUNTY OF KANE
Jul 25, 2017	Quit Claim Deed, Transfer ILLINOIS HOUSING DEVELOPMENT AUTHOR
Jul 25, 2017	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY DEV CORP
Jul 25, 2017	Quit Claim Deed, Transfer TITLE SERVICES, INC.
Jul 25, 2017	Agreement of Sale, Transfer · Commercial Mortgage THE HOUSING AUTHORITY OF ELGIN
Jul 1, 2017	Deed of Trust, Mortgage HOUSING AUTHORITY/ELGIN ILLINO
Jul 25, 2017	Grant Deed, Mortgage · Line of Credit CDA HOUSING INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	591 OWASCO AVE, ELGIN, IL 60123-2189
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038274
Date	Jul 25, 2017
Instrument	2017K038274

Lender

Name	COUNTY OF KANE
Type	Non-Lending Institution
Address	GENEVA, IL 60134

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Jan 1, 2018

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 25, 2017
Property Address	591 OWASCO AVE, ELGIN, IL 60123-2189
Document Number	0000038260
Instrument Date	Jul 21, 2017
Instrument	2017K038260
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4011 80TH ST, KENOSHA, WI 53142-4955

Mortgage

Document Number	0000038271
Date	Jul 25, 2017
Instrument	2017K038271

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHOR
Type	Government Agency

Agreement

Amount	Amount Recorded

Mortgage

Document Number	0000038265
Date	Jul 25, 2017
Instrument	2017K038265

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jul 25, 2017
Property Address	591 OWASCO AVE, ELGIN, IL 60123-2189
Instrument Date	Jul 21, 2017
Instrument	38271
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	TITLE SERVICES, INC.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4011 80TH ST KENOSHA WI 531424955, KENOSHA, WI 53142-4955

Mortgage

Document Number	0000038271
Date	Jul 25, 2017
Instrument	38271

Lender

Name	COMMUNITY DEV CORP
Type	Construction/Development Company
Address	111 E WACKER DR # 1000, CHICAGO, IL 60601-4306

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 24, 2018

Interest

Rate	5.22%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 25, 2017
Property Address	591 OWASCO AVE, ELGIN, IL 60123-2189
Document Number	0000038259
Instrument Date	Jul 21, 2017
Instrument	38259
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	TITLE SERVICES, INC.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6067 W RANGE VIEW DR HURLEY WI 54534, HURLEY, WI 54534

July 2017: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	KANE IL
Recording Date	Jul 25, 2017
Property Address	591 OWASCO AVE, ELGIN, IL 60123-2189
Document Number	0000038267
Instrument Date	Jul 21, 2017
Instrument	2017K038267
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E WACKER DR STE 1000, 1000, CHICAGO, IL 60601-4306

Mortgage

Document Number	0000038276
Date	Jul 25, 2017
Instrument	2017K038276

Lender

Name	THE HOUSING AUTHORITY OF ELGIN
Type	Government Agency
Address	00000

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	591 OWASCO AVE, ELGIN, IL 60123-2189
Document Number	0000038276
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	TITLE SERVICES, INC.

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4011 80TH ST KENOSHA WI 531424955, KENOSHA, WI 53142-4955

Mortgage

Document Number	0000038276
Date	Jul 25, 2017
Instrument	38276

Lender

Name	HOUSING AUTHORITY/ELGIN ILLINO

Agreement

Amount	Amount Recorded
Term	600 Months
Due	Jul 24, 2067

July 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jul 25, 2017
Property Address	591 OWASCO AVE, ELGIN, IL 60123-2189
Instrument Date	Jul 1, 2017
Instrument	38275
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	TITLE SERVICES, INC.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4011 80TH ST KENOSHA WI 531424955, KENOSHA, WI 53142-4955

Mortgage

Document Number	0000038275
Date	Jul 25, 2017
Instrument	38275

Lender

Name	CDA HOUSING INC
Address	201 S CURRY ST, IRONWOOD, MI 49938-2213

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	600 Months
Due	Jul 24, 2067

Interest

Rate Type	Adjustable Rate
Rate	2.6%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$771.00 (+15.94%)	$10,109 (+8.57%) Land $10,109	$30,339 (+8.57%) Land $30,339
2024		$9,311 (+21.4%) Land $9,311	$27,944 (+21.44%) Land $27,944
2022	$665.00 (+4.07%)	$7,670 (+6.96%) Land $7,670	$23,010 (+6.96%) Land $23,010
2021	$639.00	$7,171 Land $7,171	$21,513 Land $21,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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