Kane County property record for 582 Owasco Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 884 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,656 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-178-009 |
| Primary APN | 06-11-178-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| Gross Area | 1,768 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 582 OWASCO AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADLERS ADDN LOT 13 BLOCK 13 |
| Legal Subdivision | SADLERS ADDN |
| Legal Block | 13 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 854600 |
582 Owasco Ave is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 582 OWASCO AVE, ELGIN, IL 60123-2156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 582 Owasco Ave was $4,656 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,656.00 Homeowner's exemption | $69,036 (+8.57%) Land $14,850 Building $54,186 | $207,191 (+8.57%) Land $44,568 Building $162,623 |
| 2024 | $63,587 Land $13,678 Building $49,909 | $190,837 Land $41,050 Building $149,787 | |
| 2022 | $4,021.00 (+4.9%) Homeowner's exemption | $52,380 (+6.96%) Land $11,267 Building $41,113 | $157,140 (+6.96%) Land $33,801 Building $123,339 |
| 2021 | $3,833.00 Homeowner's exemption | $48,972 Land $10,534 Building $38,438 | $146,916 Land $31,602 Building $115,314 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 582 Owasco Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 582 Owasco Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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