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591 Lake Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 591 Lake Ave, Lancaster, NY 14086 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1982
Lot Size0.69 acres (30,000 sqft)
Owner2 Individual Names on File
Last Sale$124,000 (Apr 2009)
Tax Bill$7,919 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN145289 126.11-2-116

Property Details

APN / Parcel Number

Primary APN145289 126.11-2-116
Alternative APN
  • 52891261100002116000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,008 sqft
Basement Area192 sqft
Finished Basement192 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area30,000 sqft (0.69 acres)
Lot Dimensions300 ft deep x 100 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
Pool TypeIn-Ground Vinyl Pool

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address591 LAKE AVE
CityLANCASTER
StateNY
Zip14086-9627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description100X 300
Legal SubdivisionBUFFALO CREEK RESERVATION
Legal Block2
Legal Lot Number116.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3012
Census Tract14206

Owner

Source: Erie County and Lancaster Town records · APN 145289 126.11-2-116

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address591 LAKE AVE, LANCASTER, NY 14086-9627
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Jan 24, 2020Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 27, 2009 · Amount on Record
Deed SaleApr 27, 2009 · Amount on Record
Deed Document Number20092009081360
Deed Book / Page11160 / 1787
Last Transfer DateJun 23, 2025
Transfer Doc0114472238
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address591 LAKE AVE, LANCASTER, NY 14086-9627
Transaction TypeMortgage
Record UpdatedAug 02, 2022
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address591 LAKE AVE, LANCASTER, NY 14086-9627

Mortgage

Document Number0140575704
DateJun 25, 2022
Book Page14057/5704
Instrument2022121941
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address591 LAKE AVE, LANCASTER, NY 14086-9627
Document Number0139293989
Instrument DateJan 24, 2020
Transaction TypeMortgage
Record UpdatedMar 06, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address591 LAKE AVE LANCASTER NY 140869627, LANCASTER, NY 14086-9627

Mortgage

Document Number0139293989
DateFeb 07, 2020
Book Page013929/003989
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,919.00 (+51.68%)$183,000 (-) Land $45,400 Building $137,600$285,938 (+12.49%) Land $70,938 Building $215,000
2024$5,221.00 Homeowner's exemption Additional exemption filed$183,000 (-) Land $45,400 Building $137,600$254,200 (+4.18%) Land $63,064 Building $191,136
2023Homeowner's exemption$183,000 Land $45,400 Building $137,600$244,000 Land $60,533 Building $183,467

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290142063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1983–1989)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1989, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Greenlight Networks HoldingFiber8,000 / 8,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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