Cook County property record for 591 Kirk Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,240 sqft · built 1949 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Oct 2019) |
| Tax Bill | $4,803 (2023) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-118-015 |
| Primary APN | 06-19-118-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 591 KIRK AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (EAST)(LAWN) ADD TO (ELGIN) SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | EAST LAWN ADD TO ELGIN |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 804406 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 591 KIRK AVE, ELGIN, IL 60120-8140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 18, 2019 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| May 14, 2019 | Warranty Deed, Transfer LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2019 · Amount on Record |
| Deed Sale | Oct 18, 2019 · Amount on Record |
| Prior Sale | May 14, 2019 · Amount on Record |
| Deed Document Number | 201925000 |
| Prior Transfer Date | Nov 2, 2005 |
| Prior Transfer Doc | 0000043208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 18, 2019 |
| Property Address | 591 KIRK AVE, ELGIN, IL 60120-8140 |
| Document Number | 1929125000 |
| Instrument Date | Oct 2, 2019 |
| Instrument | 29125000 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2019 |
| Title Company | LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 223 N PORTER ST ELGIN IL 601204448, ELGIN, IL 60120-4448 |
| Document Number | 1929125001 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 29125001 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 17, 2049 |
| Rate | 4.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 14, 2019 |
| Property Address | 591 KIRK AVE, ELGIN, IL 60120-8140 |
| Document Number | 1913401265 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 13401265 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | LAKELAND TITLE SERVICES, LAKELAND TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3805 N LINCOLN AVE CHICAGO IL 606133519, CHICAGO, IL 60613-3519 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,000 (+15%) Land $5,250 Building $17,750 | $230,000 (+15%) Land $52,500 Building $177,500 | |
| 2023 | $4,803.00 (+3.58%) | ||
| 2022 | $4,637.00 Homeowner's exemption | $20,000 Land $3,000 Building $17,000 | $200,000 Land $30,000 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1997–2020) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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