Cook County property record for 574 Kirk Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 908 sqft · built 1952 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Aug 2018) |
| Tax Bill | $4,515 (2023) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-117-019 |
| Primary APN | 06-19-117-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 908 sqft Living Area |
| 1st Floor Area | 908 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,900 sqft (0.227 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 574 KIRK AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (EAST)(LAWN) ADD TO (ELGIN) SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | EAST LAWN ADD TO ELGIN |
| Legal Block | 3 |
| Legal Lot Number | 7,6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 804406 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 574 KIRK AVE, ELGIN, IL 60120-8141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2018 | Warranty Deed, Transfer · Conventional with PMI SOLUTIONS FIN'L MTG |
| Oct 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SOLUTIONS FIN'L MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Prior Sale | Oct 18, 2004 |
| Deed Document Number | 201834064 |
| Prior Transfer Date | Feb 28, 1994 |
| Prior Transfer Doc | 0000000838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 24, 2018 |
| Property Address | 574 KIRK AVE, ELGIN, IL 60120-8141 |
| Document Number | 1823634064 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 23634064 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2018 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 574 KIRK AVE ELGIN IL 601208141, ELGIN, IL 60120-8141 |
| Document Number | 1823634065 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 23634065 |
| Name | SOLUTIONS FIN'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | GLENVIEW, IL 60025 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 574 KIRK AVE, ELGIN, IL 60120-8141 |
| Document Number | 1728646304 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 574 KIRK AVE ELGIN IL 601208141, ELGIN, IL 60120-8141 |
| Document Number | 1728646304 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 28646304 |
| Name | SOLUTIONS FIN'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | GLENVIEW, IL 60025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 12, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,000 (+10.53%) Land $6,930 Building $14,070 | $210,000 (+10.53%) Land $69,300 Building $140,700 | |
| 2023 | $4,515.00 (+3.6%) | ||
| 2022 | $4,358.00 (+10.61%) Homeowner's exemption | $19,000 (+28.67%) Land $3,960 Building $15,040 | $190,000 (+28.67%) Land $39,600 Building $150,400 |
| 2021 | $3,940.00 Homeowner's exemption | $14,766 Land $2,722 Building $12,044 | $147,660 Land $27,220 Building $120,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1997–2020) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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