591 Flora St, Laguna Beach, CA 92651 Property Records

Orange County property record for 591 Flora St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 1929
Lot Size	0.095 acres (4,125 sqft)
Owner	2 Trust Names on File
Last Sale	$1,900,000 (Jun 2017)
Tax Bill	$26,890 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-256-01`

Property Details

APN / Parcel Number

Primary APN	`644-256-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,306 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	4,125 sqft (0.095 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	591 FLORA ST
City	LAGUNA BEACH
State	CA
Zip	92651-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 82 BLK LOT P TR 82 LOT P NELY1/2
Legal Subdivision	TRACT NO 82
Legal Tract	82
Legal Lot Number	P
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2005
Census Tract	62620

Owner

591 Flora St is held in a trust since June 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	942 DESCANSO DR, LA CANADA FLINTRIDGE, CA 91011-3812
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CAPITAL PARTNERS INC
Jun 28, 2017	Grant Deed, Transfer · Conventional Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Prior Sale	Apr 15, 2013 · Amount on File
Deed Document Number	2017268211
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	591 FLORA ST, LAGUNA BEACH, CA 92651-3347
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 DESCANSO DR, LA CANADA, CA 91011-3812

Mortgage

Document Number	0000575681
Date	Oct 15, 2020
Instrument	2020000575681

Lender

Name	MORTGAGE CAPITAL PARTNERS INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 28, 2017
Property Address	591 FLORA ST, LAGUNA BEACH, CA 92651-3347
Document Number	0000268211
Map Reference	MB 10 PG 31
Instrument Date	Apr 26, 2017
Instrument	2017000268211
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	EQUITY TITLE ORANGE COUNTY I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	942 DESCANSO DR, LA CANADA, CA 91011-3812

Mortgage

Document Number	0000268212
Date	Jun 28, 2017
Instrument	2017000268212

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 591 Flora St was $26,890.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,249,212 (+2%) Land $2,204,714 Building $44,498
2025	$26,890.00	$2,205,110 Land $2,161,484 Building $43,626
2023	$22,718.00 (+2.19%)	$2,119,484 Land $2,077,551 Building $41,933
2022	$22,231.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 591 Flora St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1981–2025)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 591 Flora St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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