591 Elberta St, Cornelia, GA 30531 Property Records

Habersham County property record for 591 Elberta St, Cornelia, GA 30531 · Last verified March 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,070 sqft · built 1978
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$77,000 (Oct 1999)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085D013`

Property Details

APN / Parcel Number

Primary APN	`085D013`
Alternative APN	`639421`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,070 sqft Heated Area
Gross Area	1,512 sqft
1st Floor Area	1,070 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	210 ft deep x 127 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Storage Building	200 sqft
Utility Building	126 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	639421
Street Address	591 ELBERTA ST
City	CORNELIA
State	GA
Zip	30531-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-138 LT A&B PB 14-281A 454-118
Legal Lot Number	A
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1043
Census Tract	501

Owner

Source: Habersham County records · APN 085D013

Assessment roll updated July 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1723, CORNELIA, GA 30531-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 1999 · Amount on Record
Deed Sale	Oct 20, 1999 · Amount on Record
Deed Document Number	0000454118
Record Updated	Jun 07, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	591 ELBERTA ST, CORNELIA, GA 30531-2108
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 ELBERTA ST, CORNELIA, GA 30531-2108

Mortgage

Document Number	0000001351/0000000572
Date	Nov 16, 2023
Book Page	0000001351/0000000572

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated July 1, 2023 · Last verified March 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Homeowner's exemption	$44,460 (+18.5%) Land $12,344 Building $32,116	$111,150 (+18.5%) Land $30,860 Building $80,290
2022	Homeowner's exemption	$37,520 Land $9,876 Building $27,644	$93,800 Land $24,690 Building $69,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 42% of Georgia
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Cable	1,000 / 25

May also be available at this address: Habersham Electric Membership. Availability varies by address; speeds are provider-advertised maximums, not measured.