551 Elberta St, Cornelia, GA 30531 Property Records

Habersham County property record for 551 Elberta St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1960
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,559 (2025)
Flood Zone	Zone X (minimal risk)
APN	`085D018`

Property Details

APN / Parcel Number

Primary APN	`085D018`
Alternative APNs	`662139` `395741`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
Gross Area	1,980 sqft
1st Floor Area	1,180 sqft
Basement Area	260 sqft
Unfinished Basement	260 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	196 ft deep x 189 ft wide

Exterior Amenities

Patio Area	360 sqft
Shed	1 Shed
Shed Area	81 sqft
Canopy	576 sqft
Storage Building	240 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	395741
Street Address	551 ELBERTA ST
City	CORNELIA
State	GA
Zip	30531-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-138 PB 3-94 942-76
Legal Subdivision	FOREST VIEW
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1043
Census Tract	501

Owner

Source: Habersham County records · APN 085D018

Assessment roll updated September 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	551 ELBERTA ST, CORNELIA, GA 30531-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00 Homeowner's exemption	$99,031 (+59.6%) Land $31,415 Building $67,616	$247,577 (+59.6%) Land $78,537 Building $169,040
2023	Homeowner's exemption	$62,048 (+18.21%) Land $14,628 Building $47,420	$155,120 (+18.21%) Land $36,570 Building $118,550
2022	Homeowner's exemption	$52,488 Land $11,704 Building $40,784	$131,220 Land $29,260 Building $101,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 5, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Habersham Electric Membership.

Based on FCC filings for 30 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CORNELIA serves 6,130 people
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.