590 Derose Ln, Freehold, NJ 07728 Property Records

Ocean County and Jackson Township property record for 590 Derose Ln, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 4,071 sqft · built 2010
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Dec 2010)
Tax Bill$17,915 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Nov 2022 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-01001-0000-00074

Property Details

APN / Parcel Number

Primary APN12-01001-0000-00074
Alternative APNs
  • 12001320000000030018
  • 120013200000000318

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area4,071 sqft Living Area
Gross Area6,552 sqft
Basement Area2,481 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleColonial
Construction TypeFrame
Roof TypeHip
Roof MaterialAsbestos
Lot Area43,560 sqft
Garage TypeAttached
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number120013200000000318
Street Address590 DEROSE LN
CityFREEHOLD
StateNJ
Zip07728-9234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description1.00 AC
Legal Block1001
Legal Lot Number74
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2000
Census Tract717101

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address590 DEROSE LN, FREEHOLD, NJ 07728-9234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Deed of Trust, Mortgage · Line of Credit
UNITED TELETECH FINANCIAL FCU
Nov 28, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNITED TELETECH FINANCIAL FCU
Jul 3, 2019Deed of Trust, Mortgage · Line of Credit
UNITED TELETECH FINANCIAL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2010 · Amount on Record
Deed SaleDec 1, 2010 · Amount on Record
Deed Document Number2010112111
Deed Book / Page14757 / 281
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address590 DEROSE LN, FREEHOLD, NJ 07728-9234
Transaction TypeMortgage
Record UpdatedMar 18, 2026
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0203031006
DateMar 5, 2026
Book Page20303/1006
Instrument2026017636
Lender
NameUNITED TELETECH FINANCIAL FCU
TypeCredit Union
AddressEATONTOWN, NJ 07724
Agreement
TypeLine of Credit
AmountAmount Recorded
Term118 Months
DueJan 28, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address590 DEROSE LN, FREEHOLD, NJ 07728-9234
Transaction TypeMortgage
Record UpdatedDec 8, 2022
Title CompanyCORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0192360160
DateNov 28, 2022
Book Page19236/160
Instrument2022122531
Lender
NameUNITED TELETECH FINANCIAL FCU
TypeCredit Union
AddressEATONTOWN, NJ 07724
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueNov 30, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address590 DEROSE LN, FREEHOLD, NJ 07728-9234
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyQUALITY TTL & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0175231006
DateJul 3, 2019
Book Page17523/1006
Instrument2019062993
Lender
NameUNITED TELETECH FINANCIAL FCU
TypeCredit Union
AddressEATONTOWN, NJ 07724
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,199,900 (-) Land $293,000 Building $906,900$1,199,900 (-) Land $293,000 Building $906,900
2025$17,915.00 (+2.2%)$1,199,900 (+87.48%) Land $293,000 Building $906,900$1,199,900 (+87.48%) Land $293,000 Building $906,900
2024$17,529.00 (+6.04%)
2023$640,000 Land $120,000 Building $520,000$640,000 Land $120,000 Building $520,000
2022$16,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 69% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

Nearby Properties on Derose Ln

Nearby Streets

Search Property Records by Address or Parcel Number