Hardin County property record for 591 Atcher St, Radcliff, KY 40160 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,378 sqft · built 2006 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,000 (Sep 2019) |
| Tax Bill | $1,371 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-20-08-206 |
| Primary APN | 160-20-08-206 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,378 sqft Living Area |
| Attic Area | 121 sqft |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Frame/Masonry |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Porch | Porch |
| Porch Area | 144 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 591 ATCHER ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE WOODS @ ATCHER LT206 |
| Legal Subdivision | THE WOODS ATCHER |
| Legal Lot Number | 206 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 400 |
Source: Hardin County records · APN 160-20-08-206
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 591 ATCHER ST, RADCLIFF, KY 40160-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Sep 10, 2019 | Warranty Deed, Transfer · ARM NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on Record |
| Deed Sale | Sep 10, 2019 · Amount on Record |
| Prior Sale | Jul 16, 2007 · Amount on Record |
| Deed Document Number | 20190-00012012 |
| Deed Book / Page | 1478 / 828 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 591 ATCHER ST, RADCLIFF, KY 40160-2050 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2368/1095 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 2368/1095 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Sep 10, 2019 |
| Property Address | 591 ATCHER ST, RADCLIFF, KY 40160-2050 |
| Document Number | 1478/828 |
| Book / Page | 1478 / 828 |
| Instrument Date | Sep 05, 2019 |
| Instrument | 20190-00012012 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Title Company | MATTINGLY FORD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 591 ARCHER ST, RADCLIFF, KY 40160-2050 |
| Document Number | 02280/1271 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 2280/1271 |
| Instrument | 20190-00012012 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.3% |
| Type Change Date | Oct 01, 2024 |
| Index | Other |
| Margin | 2 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,371.00 (+23.96%) | $143,800 (+26.14%) Land $15,000 Building $128,800 | $143,800 (+26.14%) Land $15,000 Building $128,800 |
| 2023 | $114,000 (-) Land $10,000 Building $104,000 | $114,000 (-) Land $10,000 Building $104,000 | |
| 2022 | $114,000 Land $10,000 Building $104,000 | $114,000 Land $10,000 Building $104,000 | |
| 2021 | $1,106.00 |
Source: FEMA National Flood Hazard Layer, Hardin County (21093C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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