Hardin County property record for 581 Atcher St, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,378 sqft · built 2006 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Last Sale | $535,000 (Oct 2024) |
| Tax Bill | $1,677 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-20-08-201 |
| Primary APN | 160-20-08-201 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,378 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Porch | Porch |
| Porch Area | 144 sqft |
| Heating System | Central |
|---|
| Street Address | 581 ATCHER ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE WOODS @ ATCHER LT201 |
| Legal Subdivision | THE WOODS ATCHER |
| Legal Block | 8 |
| Legal Lot Number | 201 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 400 |
Source: Hardin County records · APN 160-20-08-201
Assessment roll updated January 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4223 S WILSON RD, ELIZABETHTOWN, KY 42701-7401 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage SPRINGFIELD STATE BANK |
| Mar 07, 2022 | Deed of Trust, Mortgage SPRINGFIELD STATE BANK |
| Jan 28, 2020 | Deed, Transfer · Stand-Alone First Mortgage SPRINGFIELD STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2024 · Amount on Record |
| Deed Sale | Oct 22, 2024 · Amount on Record |
| Prior Sale | Jan 28, 2020 · Amount on Record |
| Deed Book / Page | 1575 / 327 |
| Prior Transfer Date | Jan 24, 2020 |
| Prior Transfer Doc | 002297/510 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 581 ATCHER ST, RADCLIFF, KY 40160-2050 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
| Document Number | 002486/311 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 2486/311 |
| Name | SPRINGFIELD STATE BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, KY 40069 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 581 ATCHER ST, RADCLIFF, KY 40160-2050 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
| Document Number | 002430/627 |
|---|---|
| Date | Mar 07, 2022 |
| Book Page | 2430/627 |
| Name | SPRINGFIELD STATE BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, KY 40069 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Mar 08, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jan 28, 2020 |
| Property Address | 581 ATCHER ST, RADCLIFF, KY 40160-2050 |
| Document Number | 001485/233 |
| Book / Page | 1485 / 233 |
| Map Reference | CAB 1 SH 4126 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | COLLIER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $54.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1144, ELIZABETHTOWN, KY 42702-1144 |
| Name | Verified Name |
|---|---|
| Address | 581 ATCHER ST, RADCLIFF, KY 40160-2050 |
| Investor | Possibly a Property Investor |
| Document Number | 002297/510 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 2297/510 |
| Instrument | 20200-00001167 |
| Name | SPRINGFIELD STATE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2045 |
Source: Hardin County records · Assessment roll updated January 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,677.00 (+59.87%) | $177,500 (+64.66%) Land $17,500 Building $160,000 | $177,500 (+64.66%) Land $17,500 Building $160,000 |
| 2023 | $107,800 (-) Land $10,000 Building $97,800 | $107,800 (-) Land $10,000 Building $97,800 | |
| 2022 | $107,800 Land $10,000 Building $97,800 | $107,800 Land $10,000 Building $97,800 | |
| 2021 | $1,049.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brandenburg Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA, Uniti Group.
Based on FCC filings for 300 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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