Louisville/Jefferson County Metro Government property record for 5909 Old Cedar Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · built 1996 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $556,000 (Jan 2023) |
| Tax Bill | $6,204 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21259401150000 |
| Primary APN | 21259401150000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 556 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 08410905 |
|---|---|
| Street Address | 5909 OLD CEDAR CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDEN |
| Legal Description | .42 AC GLENOAKS SEC 1B |
| Legal Subdivision | GLENOAKS |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 10313 |
5909 Old Cedar Ct is owned and occupied by two individuals who bought it in January 2023.
Source: Louisville/Jefferson County Metro Government records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5909 OLD CEDAR CT, PROSPECT, KY 40059-9570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Line of Credit PARK FEDERAL CREDIT UNION |
| May 24, 2023 | Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU |
| Jan 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage RIVER CITY BANK INC |
| Dec 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2023 · Amount on File |
| Deed Sale | Jan 25, 2023 · Amount on File |
| Deed Document Number | 202316722 |
| Deed Book / Page | 12541 / 719 |
| Prior Transfer Date | Sep 15, 2020 |
| Prior Transfer Doc | 0118660350 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Aug 26, 2026 |
| Property Address | 5909 OLD CEDAR CT, PROSPECT, KY 40059-9570 |
| Document Number | 0000105420 |
| Book / Page | 19949 / 505 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026105420 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 5909 OLD CEDAR CT, PROSPECT, KY 40059-9570 |
| Document Number | 0000105420, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 19949/505 |
| Instrument | 2026105420 |
| Name | PARK FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 5909 OLD CEDAR CT, PROSPECT, KY 40059-9570 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000101892 |
|---|---|
| Date | May 24, 2023 |
| Book Page | M 18505/664 |
| Instrument | 2023101892 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jan 25, 2023 |
| Property Address | 5909 OLD CEDAR CT, PROSPECT, KY 40059-9570 |
| Document Number | 0000016722 |
| Book / Page | D 12541 / 719 |
| Map Reference | MB 39 PG 61&62 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 2023016722 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $556.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9300 CIVIC WAY APT 3024, 3024, PROSPECT, KY 40059-6625 |
| Name | Verified Name |
|---|---|
| Address | 5909 OLD CEDAR CT, PROSPECT, KY 40059-9570 |
| Document Number | 0000016723 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 2023016723 |
| Name | RIVER CITY BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Dec 9, 2020 |
| Property Address | 5909 OLD CEDAR CT, PROSPECT, KY 40059-9570 |
| Document Number | 0118660350 |
| Book / Page | 011866 / 000350 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 263731 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5909 OLD CEDAR CT PROSPECT KY 400599570, PROSPECT, KY 40059-9570 |
The 2025 property tax bill for 5909 Old Cedar Ct was $6,204.
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,204.00 | $556,000 Land $108,380 Building $447,620 | |
| 2024 | $556,000 (+30.6%) Land $108,380 Building $447,620 | ||
| 2023 | $4,393.00 (-1.85%) Homeowner's exemption | $425,730 (-) Land $108,380 Building $317,350 | $425,730 (-) Land $108,380 Building $317,350 |
| 2022 | $4,476.00 Homeowner's exemption | $425,730 Land $108,380 Building $317,350 | $425,730 Land $108,380 Building $317,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5909 Old Cedar Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5909 Old Cedar Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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