Louisville/Jefferson County Metro Government property record for 5906 Old Cedar Ct, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,287 sqft · built 1997 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $6,484 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21259401170000 |
| Primary APN | 21259401170000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,287 sqft Finished Area |
| Basement Area | 2,720 sqft |
| Finished Basement | 1,562 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 885 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 08401003 |
|---|---|
| Street Address | 5906 OLD CEDAR CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDEN |
| Legal Description | .34 AC LOT 117 GLENOAKS SEC 1B PB 39 PG 61-62 |
| Legal Subdivision | GLENOAKS |
| Legal Lot Number | 117 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 10313 |
5906 Old Cedar Ct is owner-occupied and held in a trust since October 2022.
Source: Louisville/Jefferson County Metro Government records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5906 OLD CEDAR CT, PROSPECT, KY 40059-9570 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BANK & TRUST CO |
| Mar 28, 2023 | Intrafamily Transfer, Transfer |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 20, 2022 |
| Transfer Doc | 0000058786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 5906 OLD CEDAR CT, PROSPECT, KY 40059-9570 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | AGENCY TITLE, AGENCY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000193389 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 17554/469 |
| Instrument | 2021193389 |
| Name | COMMONWEALTH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2031 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Mar 28, 2023 |
| Property Address | 5906 OLD CEDAR CT, PROSPECT, KY 40059-9570 |
| Document Number | 0000058786 |
| Book / Page | D 12579 / 368 |
| Map Reference | MB 39 PG 61&62 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2023058786 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 4871 CADIZ CIR, PALM BEACH GARDENS, FL 33418-8983 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 5906 OLD CEDAR CT, PROSPECT, KY 40059-9570 |
| Document Number | 0166350675 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | AGENCY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5906 OLD CEDAR CT PROSPECT KY 400599570, PROSPECT, KY 40059-9570 |
| Document Number | 0166350675 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 016635/000675 |
| Instrument | 124665 |
| Name | COMMONWEALTH BK |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 29, 2035 |
The 2025 property tax bill for 5906 Old Cedar Ct was $6,484.
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,484.00 | $581,030 Land $104,130 Building $476,900 | |
| 2024 | $581,030 (-) Land $104,130 Building $476,900 | ||
| 2023 | $6,728.00 (-0.34%) | $581,030 (-) Land $104,130 Building $476,900 | $581,030 (-) Land $104,130 Building $476,900 |
| 2022 | $6,751.00 | $581,030 Land $104,130 Building $476,900 | $581,030 Land $104,130 Building $476,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5906 Old Cedar Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5906 Old Cedar Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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