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5908 Stephenson Ave, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 5908 Stephenson Ave, Niagara Falls, NY 14304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1948
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Tax Bill$4,395 (2026)
Deeds & MortgagesMar 2020 Loan Modification
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN291100 160.64-1-23

Property Details

APN / Parcel Number

Primary APN291100 160.64-1-23
Alternative APNs
  • 11001600640001023000
  • 14/6159

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area272 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14/6159.
Street Address5908 STEPHENSON AVE
CityNIAGARA FALLS
StateNY
Zip14304-3851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-C
Legal DescriptionTM 402 BL E LOT B 210
Legal Block1
Legal Lot Number23.000
JurisdictionNIAGARA NY
Township / Civil DivisionNIAGARA FALLS
Census Block Group3
Census Block3022
Census Tract22000

Owner

5908 Stephenson Ave is owned and occupied by an individual.

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5908 STEPHENSON AVE, NIAGARA FALLS, NY 14304-3851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Loan Modification, Mortgage · Conventional Mortgage
COMMUNITY DEV COMMISSION
Oct 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNIAGARA NY
Property Address5908 STEPHENSON AVE, NIAGARA FALLS, NY 14304-3851
Document Number0000005268
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5908 STEPHENSON AVE NIAGARA FALLS NY 143043851, NIAGARA FALLS, NY 14304-3851

Mortgage

Document Number0000005268
DateMar 30, 2020
Instrument5268
Lender
NameCOMMUNITY DEV COMMISSION
TypeConstruction/Development Company
Address1022 MAIN ST, NIAGARA FALLS, NY 14301-1112
Agreement
TypeConventional Mortgage
AmountAmount on Record

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address5908 STEPHENSON AVE, NIAGARA FALLS, NY 14304-3851
Document Number0000017644
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedMay 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5908 STEPHENSON AVE NIAGARA FALLS NY 143043851, NIAGARA FALLS, NY 14304-3851

Mortgage

Document Number0000017644
DateOct 22, 2019
Instrument17644
Lender
NameMISCELLANEOUS GOVT AGCY
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5908 Stephenson Ave was $4,395, up 15.1% from the year before.

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityNiagara Falls City
Unified School DistrictNiagara Falls City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,395.00 (+15.14%)
2025$3,817.00$51,400 Land $4,700 Building $46,700$114,200 Land $10,442 Building $103,758
2023$51,400 Land $4,700 Building $46,700$95,200 Land $8,705 Building $86,495

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5908 Stephenson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5908 Stephenson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNIAGARA FALLS WATER BOARD
serves 50,193 people · EPA ID NY3100568
Water SourceSurface water
Last State InspectionMay 2024
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75

May also be available: Greenlight Networks, T-Mobile.

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