5818 Stephenson Ave, Niagara Falls, NY 14304 Property Records

Niagara County and Niagara Falls City property record for 5818 Stephenson Ave, Niagara Falls, NY 14304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 980 sqft · built 1910
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (Jan 2025)
Tax Bill	$4,388 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`291100 160.64-1-18`

Property Details

APN / Parcel Number

Primary APN	`291100 160.64-1-18`
Alternative APNs	`11001600640001018000` `14/6152`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	560 sqft
Upper Floors Area	420 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14/6152.
Street Address	5818 STEPHENSON AVE
City	NIAGARA FALLS
State	NY
Zip	14304-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-C
Legal Description	TM 402 BL D LOT 20
Legal Subdivision	MILE RESERVE
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	NIAGARA NY
Township / Civil Division	NIAGARA FALLS
Census Block Group	3
Census Block	3022
Census Tract	22000

Owner

Source: Niagara County and Niagara Falls City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6061 HOOVER RD, SANBORN, NY 14132-9216
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Warranty Deed, Transfer · FHA Mortgage KEY BANK NA
May 17, 2021	Intrafamily Transfer, Transfer
May 3, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2025 · Amount on Record
Deed Sale	Jan 30, 2025 · Amount on Record
Prior Sale	Aug 17, 2022 · Amount on Record
Deed Document Number	20251554
Prior Transfer Date	Sep 1, 2015
Prior Transfer Doc	0000006282
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Aug 17, 2022
Property Address	5818 STEPHENSON AVE, NIAGARA FALLS, NY 14304-3849
Document Number	0000006126
Map Reference	MB 7 PG 604
Instrument Date	Jul 20, 2022
Instrument	2022-16126
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 CASEWOOD DR, WILSON, NY 14172-9770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 AP BEDELL ROAD, GRAND ISLAND, NY 14072

Mortgage

Document Number	0000006127
Date	Aug 17, 2022
Instrument	2022-16127

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NIAGARA NY
Recording Date	May 17, 2021
Property Address	5818 STEPHENSON AVE, NIAGARA FALLS, NY 14304-3849
Document Number	0000009884
Map Reference	MB 7 PG 604
Instrument Date	May 15, 2021
Instrument	2021-09884
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CASEWOOD DR, WILSON, NY 14172-9770

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	May 3, 2018
Property Address	5818 STEPHENSON AVE, NIAGARA FALLS, NY 14304-3849
Document Number	0000007301
Instrument Date	Apr 17, 2018
Instrument	7301
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CASEWOOD DR WILSON NY 141729770, WILSON, NY 14172-9770

Tax Assessment & Valuation

Source: Niagara County and Niagara Falls City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
Municipality	Niagara Falls City
Unified School District	Niagara Falls City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,388.00 (+22.98%)
2025	$3,568.00	$54,900 (-) Land $4,200 Building $50,700	$122,000 (+19.96%) Land $9,333 Building $112,667
2023		$54,900 (-) Land $4,200 Building $50,700	$101,700 (+14.92%) Land $7,780 Building $93,920
2022		$54,900 Land $4,200 Building $50,700	$88,500 Land $6,770 Building $81,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIAGARA FALLS WATER BOARD serves 50,193 people · EPA ID NY3100568
Water Source	Surface water
Last State Inspection	May 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Greenlight Networks, T-Mobile.

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