5908 Rapids Ridge Rd NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 5908 Rapids Ridge Rd NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,385 sqft · built 2012
Lot Size	0.41 acres (17,859 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Mar 2014)
Tax Bill	$11,640 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12364-26011-00000`

Property Details

APN / Parcel Number

Primary APN	`12364-26011-00000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,385 sqft Living Area
Gross Area	5,078 sqft
1st Floor Area	2,539 sqft
Basement Area	2,539 sqft
Finished Basement	1,846 sqft
Unfinished Basement	693 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,859 sqft (0.41 acres)
Lot Dimensions	96 ft deep x 96 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	77 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5908 RAPIDS RIDGE RD NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAPIDS RIDGE ESTATES 3RD LOT 1
Legal Range	8W
Legal Township	84N
Legal Section	36
Legal Subdivision	RAPIDS RIDGE ESTATES 3RD
Legal Lot Number	1
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1049
Census Tract	205

Owner

5908 Rapids Ridge Rd NE is owned and occupied by two individuals who bought it in March 2014.

Source: Linn County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5908 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7971
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKERS TR CO NA
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2014 · Amount on File
Deed Sale	Mar 14, 2014 · Amount on File
Prior Sale	May 14, 2013 · Amount on File
Deed Book / Page	8922 / 316
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5908 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7971
Document Number	0107500215
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5908 RAPIDS RIDGE RD NE CEDAR RAPIDS IA 524117971, CEDAR RAPIDS, IA 52411-7971

Mortgage

Document Number	0107500215
Date	Aug 21, 2020
Book Page	010750/000215

Lender

Name	BANKERS TR CO NA
Address	DES MOINES, IA 50309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5908 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7971
Document Number	0105570152
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5908 RAPIDS RIDGE RD NE CEDAR RAPIDS IA 524117971, CEDAR RAPIDS, IA 52411-7971

Mortgage

Document Number	0105570152
Date	Jan 28, 2020
Book Page	010557/000152

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 27, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 5908 Rapids Ridge Rd NE was $11,640.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,600 (-) Land $77,000 Building $585,600	$662,600 (-) Land $77,000 Building $585,600
2025	$11,640.00	$662,600 Land $77,000 Building $585,600	$662,600 Land $77,000 Building $585,600
2024	$11,640.00
2023		$611,400 Land $77,000 Building $534,400	$611,400 Land $77,000 Building $534,400
2022	$11,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5908 Rapids Ridge Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5908 Rapids Ridge Rd NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000

May also be available: CenturyLink, Palo Cooperative Telephone Association, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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