5902 Rapids Ridge Rd NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 5902 Rapids Ridge Rd NE, Cedar Rapids, IA 52411

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,979 sqft · built 2005
Lot Size	0.382 acres (16,639 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,500 (Jul 2005)
Tax Bill	$7,896 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12364-26010-00000`

Property Details

APN / Parcel Number

Primary APN	`12364-26010-00000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,979 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	1,829 sqft
Basement Area	1,807 sqft
Finished Basement	1,150 sqft
Unfinished Basement	657 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,639 sqft (0.382 acres)
Lot Dimensions	94 ft deep x 94 ft wide
Porch	Open Frame Porch
Porch Area	112 sqft
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5902 RAPIDS RIDGE RD NE
City	CEDAR RAPIDS
State	IA
Zip	52411-7971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAPIDS RIDGE ESTATES 1ST STR/LB 4
Legal Range	8W
Legal Township	84N
Legal Section	36
Legal Subdivision	RAPIDS RIDGE ESTATES 1ST
Legal Lot Number	4
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	1
Census Block	1049
Census Tract	205

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5902 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7971
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 17, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2005 · Amount on Record
Deed Sale	Jul 7, 2005 · Amount on Record
Prior Sale	Aug 3, 2004 · Amount on Record
Deed Document Number	2005200600001133
Deed Book / Page	6042 / 200
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5902 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7971
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0011129192
Date	Aug 30, 2021
Book Page	11129/192

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Apr 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5902 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7971
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0010942449
Date	Mar 9, 2021
Book Page	10942/449

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	5902 RAPIDS RIDGE RD NE, CEDAR RAPIDS, IA 52411-7971
Document Number	0101070526
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5902 RAPIDS RIDGE RD NE CEDAR RAPIDS IA 524117971, CEDAR RAPIDS, IA 52411-7971

Mortgage

Document Number	0101070526
Date	May 25, 2018
Book Page	010107/000526

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 24, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,700 (-) Land $74,000 Building $372,700	$446,700 (-) Land $74,000 Building $372,700
2025	$7,896.00	$446,700 (+6.53%) Land $74,000 Building $372,700	$446,700 (+6.53%) Land $74,000 Building $372,700
2024	$7,896.00 (+2.17%)
2023		$419,300 Land $74,000 Building $345,300	$419,300 Land $74,000 Building $345,300
2022	$7,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Fiber	1,000 / 1,000

May also be available: CenturyLink, Palo Cooperative Telephone Association, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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