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5881 Trophy Loop, Lakeland, FL 33811 Property Records

Polk County property record for 5881 Trophy Loop, Lakeland, FL 33811

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,420 sqft · built 2003
Lot Size0.276 acres (12,001 sqft)
Owner2 Company Names on File
Last Sale$29,000 (Oct 2002)
Tax Bill$1,718 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN23-29-15-141576-003160

Property Details

APN / Parcel Number

Primary APN23-29-15-141576-003160
Alternative APNs
  • 152923141576003160
  • 52923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,420 sqft Living Area
Gross Area2,948 sqft
1st Floor Area2,420 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions120 ft deep x 100 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area528 sqft
PorchFinished/Open Porch
Porch Area421 sqft

Location & Zoning

Street Address5881 TROPHY LOOP
CityLAKELAND
StateFL
Zip33811-2072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF1
Legal DescriptionDEER BROOKE SOUTH PB 89 PGS 15 16 & 17 LOT 316
Legal Range23E
Legal Township29S
Legal Section15
Legal SubdivisionDEER BROOKE SOUTH
Legal Tract141576
Legal Block2
Legal Lot Number316
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2016
Census Tract11909

Owner

Source: Polk County records · APN 23-29-15-141576-003160

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address5881 TROPHY LOOP, LAKELAND, FL 33811-2072
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2021Deed of Trust, Mortgage
CITY OF LAKELAND
Feb 05, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
MISSION LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2002 · Amount on Record
Deed SaleOct 22, 2002 · Amount on Record
Deed Book / Page5149 / 609
Last Transfer DateJan 26, 2026
Transfer Doc0000030236
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address5881 TROPHY LOOP, LAKELAND, FL 33811-2072
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5881 TROPHY LOOP, LAKELAND, FL 33811-2072

Mortgage

Document Number0000103846
DateApr 23, 2021
Book Page11682/156
Instrument2021103846
Lender
NameCITY OF LAKELAND
TypeGovernment Agency
AddressLAKELAND, FL 33801
Agreement
AmountAmount Recorded

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateFeb 05, 2026
Property Address5881 TROPHY LOOP, LAKELAND, FL 33811-2072
Document Number0000030236
Book / Page13872 / 1728
Map ReferenceMB 89 PG 15-17
Instrument DateJan 26, 2026
Instrument2026030236
Transaction TypeTransfer
Record UpdatedFeb 19, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5881 TROPHY LOOP, LAKELAND, FL 33811-2072

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address5881 TROPHY LOOP, LAKELAND, FL 33811-2072

Mortgage

Document Number0138721731
DateFeb 05, 2026
Instrument13872/1731
Lender
NameMISSION LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,718.00 (-28.36%)$178,080 (+5.99%)$373,556 (-1.56%) Land $48,000 Building $325,556
2024$2,398.00 (+7.49%)
2023$2,231.00 (+4.25%) Homeowner's exemption$168,020 (+3%)$379,493 (+7.97%) Land $46,000 Building $333,493
2022$2,140.00 Homeowner's exemption$163,126$351,473 Land $44,000 Building $307,473

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims5 (2017–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 253 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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