5905 Duncan Rd, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 5905 Duncan Rd, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1979
Lot Size	11.6 acres (507,038 sqft)
Owner	Company Name on File
Last Sale	$1,250,000 (Dec 2025)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Dec 2025 Sale Sep 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`41-23-03-101-001`

Property Details

APN / Parcel Number

Primary APN	`41-23-03-101-001`
Alternative APNs	`0071347-000300-0` `10004698508`

Interior

Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,728 sqft

Exterior

Year Built	Built 1979
Architectural Style	Other
Lot Area	507,038 sqft (11.6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004698508
Old Parcel Number	00713470003000
Street Address	5905 DUNCAN RD
City	PUNTA GORDA
State	FL
Zip	33950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	ZZZ 344023 P2-1-1 34 40 23 & 3&4 41 23 11.64 M/LCOMM INTXN C/L US17 & SRD74 NE ALG C/L US17 57.7FT NW 50FT SW ALG R/
Legal Range	23E
Legal Township	41S
Legal Section	34
Legal Subdivision	ACREAGE
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3004
Census Tract	10200

Owner

5905 Duncan Rd is owned by a company that bought it in December 2025.

Source: Charlotte County records, as of January 14, 2026

Owner of Record	Company Name on File
Mailing Address	210 WOOD ST, PUNTA GORDA, FL 33950-3845
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 23, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on File
Deed Sale	Dec 31, 2025 · Amount on File
Prior Sale	Sep 23, 2022
Deed Document Number	3601054
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 31, 2025
Property Address	5905 DUNCAN RD, PUNTA GORDA, FL 33950
Document Number	0003601054
Instrument Date	Dec 23, 2025
Instrument	3601054
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$8,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 ACLINE RD, PUNTA GORDA, FL 33950-8406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 WOOD ST, PUNTA GORDA, FL 33950-3845

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 23, 2022
Property Address	5905 DUNCAN RD, PUNTA GORDA, FL 33950
Document Number	0050520619
Book / Page	5052 / 619
Instrument Date	Sep 23, 2022
Instrument	3153928
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5906 DUNCAN RD, PUNTA GORDA, FL 33950-1711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10175 TAMIAMI TRL, PUNTA GORDA, FL 33950-4368

Tax Assessment & Valuation

The 2025 property tax bill for 5905 Duncan Rd was $3,926.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00	$190,990	$420,269 Land $419,040 Building $1,229
2023	$4,582.00 (+12.3%)	$157,843 (-46.96%)	$408,322 (+37.2%) Land $407,400 Building $922
2022	$4,080.00	$297,604 Land $296,820 Building $784	$297,604 Land $296,820 Building $784

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5905 Duncan Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 193 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	193 in force
Nearby Flood Claims	357 (1982–2026)
Claims Outside the SFHA	5 of 357
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 90 claims Hurricane Helene, Oct 2024 · 60 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5905 Duncan Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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