5903 River Forest Cir, Bradenton, FL 34203 Property Records

Manatee County property record for 5903 River Forest Cir, Bradenton, FL 34203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,492 sqft · built 2003
Lot Size	0.626 acres (27,269 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (Aug 2023)
Tax Bill	$11,443 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`17291-0201-9`

Property Details

APN / Parcel Number

Primary APN	`17291-0201-9`
Alternative APN	`3518101729102019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,492 sqft Living Area
Gross Area	5,504 sqft
1st Floor Area	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,269 sqft (0.626 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Pool Area	266 sqft
Porch	Screened Porch
Porch Area	1,004 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	5903 RIVER FOREST CIR
City	BRADENTON
State	FL
Zip	34203-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 20 RIVER FOREST A SUB; LESS O.R. 1691/4198 DESC AS FOLL: COM AT THE SE COR OF LOT 20 RIVER FOREST SUB (PB32/18-22), FOR A POB; TH N 00 DEG 11 MIN 26 SEC E, ALG THE E LN OF SD
Legal Range	18E
Legal Township	35S
Legal Section	10
Legal Subdivision	RIVER FOREST
Legal Tract	01729100
Legal Lot Number	20
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3003
Census Tract	2011

Owner

5903 River Forest Cir is owned and occupied by two individuals who bought it in August 2023.

Source: Manatee County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5903 RIVER FOREST CIR, BRADENTON, FL 34203-9312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MOMENTUM BANK
Apr 29, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Aug 16, 2019 · Amount on File
Deed Document Number	202389512
Prior Transfer Date	Feb 5, 2010
Prior Transfer Doc	0023483453
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5903 RIVER FOREST CIR, BRADENTON, FL 34203-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5903 RIVER FOREST CIR, BRADENTON, FL 34203-9312

Mortgage

Document Number	0041013770
Date	Feb 2, 2021
Instrument	202141013770

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5903 RIVER FOREST CIR, BRADENTON, FL 34203-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5903 RIVER FOREST CIR, BRADENTON, FL 34203-9312

Mortgage

Document Number	0041140123
Date	Nov 19, 2025
Instrument	202541140123

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 18, 2023
Property Address	5903 RIVER FOREST CIR, BRADENTON, FL 34203-9312
Document Number	0041089512
Map Reference	MB 1691 PG 4198
Instrument Date	Aug 18, 2023
Instrument	202341089512
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 GOLDEN GATE PT # PT601B, PT601B, SARASOTA, FL 34236-6627

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5903 RIVER FOREST CIR, BRADEN RIVER, FL 34203-9312

Mortgage

Document Number	0041089513
Date	Aug 18, 2023
Instrument	202341089513

Lender

Name	AMERICAN MOMENTUM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Sep 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 29, 2022
Property Address	5903 RIVER FOREST CIR, BRADENTON, FL 34203-9312
Document Number	0041057563
Map Reference	MB 1691 PG 4198
Instrument Date	Apr 28, 2022
Instrument	202241057563
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$7,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3705 ELLISON RD NW # NWB-1-10, NWB-1-10, ALBUQUERQUE, NM 87114-7012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5903 RIVER FOREST CIR, BRADENTON, FL 34203-9312

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 16, 2019
Property Address	5903 RIVER FOREST CIR, BRADENTON, FL 34203-9312
Document Number	0027972891
Book / Page	2797 / 2891
Map Reference	MB 32 PG 18-22
Instrument Date	Aug 13, 2019
Instrument	201941081148
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2922 SANDRA LN, 2922, DECATUR, GA 30033-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5903 RIVER FOREST CIR, BRADENTON, FL 34203-9312

Mortgage

Document Number	27972893
Date	Aug 16, 2019
Instrument	2797-2893

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5903 River Forest Cir was $11,443 with a homeowner's exemption, up 2.7% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$840,826 (+2.7%)	$986,404 (-0.79%) Land $102,000 Building $884,404
2025	$11,443.00 (+2.68%)	$818,721	$994,300 Land $102,000 Building $892,300
2024	$11,144.00 (-25.86%)
2023	$15,031.00 (+69.78%)	$1,007,413 (+62.76%) Land $102,000 Building $905,413	$1,007,413 (+15.05%) Land $102,000 Building $905,413
2022	$8,853.00 Homeowner's exemption	$618,966	$875,652 Land $100,000 Building $775,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5903 River Forest Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	11 (1993–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 7 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5903 River Forest Cir is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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