5900 Michele Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5900 Michele Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,859 sqft · built 1989
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$5,088 (2025)
Flood Zone	Zone X (minimal risk)
APN	`86586`

Property Details

APN / Parcel Number

Primary APN	`86586`
Alternative APN	`222630282100010120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,859 sqft Heated Area
Gross Area	2,705 sqft
1st Floor Area	1,859 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Finished
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	415 sqft
Deck Area	630 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	86586
Street Address	5900 MICHELE LN
City	SAINT CLOUD
State	FL
Zip	34772-7696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C JS LANDING PB 5 PG 99 LOT 12
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CJ S LANDING
Legal Tract	2821
Legal Block	1
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1016
Census Tract	43207

Owner

Source: Osceola County records · APN 86586

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	191 FOGGY LN, MONTICELLO, FL 32344-6864
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2001
Deed Sale	Feb 28, 2001
Deed Document Number	0018642136
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,088.00 (+23.53%)	$272,900 (+19.38%) Land $70,000 Building $202,900	$272,900 (+19.38%) Land $70,000 Building $202,900
2023	$4,119.00 (+12.3%)	$228,600 (+14.82%) Land $50,000 Building $178,600	$228,600 (+14.82%) Land $50,000 Building $178,600
2022	$3,668.00	$199,100 Land $45,000 Building $154,100	$199,100 Land $45,000 Building $154,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force 32 of 34 on primary residences

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 763 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.