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5850 Michele Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5850 Michele Ln, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,329 sqft · built 1990
Lot Size0.455 acres (19,819 sqft)
OwnerIndividual Name on File
Last Sale$228,000 (Jul 2020)
Tax Bill$2,750 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-26-30-2821-0001-0130

Property Details

APN / Parcel Number

Primary APN22-26-30-2821-0001-0130
Alternative APNs
  • 263022282100010130
  • 86587

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,329 sqft Living Area
Gross Area1,854 sqft
1st Floor Area1,329 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,819 sqft (0.455 acres)
Garage TypeAttached
Garage Area495 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5850 MICHELE LN
CitySAINT CLOUD
StateFL
Zip34772-7691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionC JS LANDING PB 5 PG 99 LOT 13
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionC J`S LANDING
Legal Tract2821
Legal Block130
Legal Lot Number13
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1016
Census Tract43207

Owner

Source: Osceola County records · APN 22-26-30-2821-0001-0130

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5850 MICHELE LN, SAINT CLOUD, FL 34772-7691
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Prior SaleSep 24, 1998 · Amount on Record
Deed Document Number202094483
Deed Book / Page5758 / 354
Prior Transfer DateJul 11, 2007
Prior Transfer Doc0035220565
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 20, 2020
Property Address5850 MICHELE LN, SAINT CLOUD, FL 34772-7691
Document Number0057580354
Book / Page5758 / 354
Map ReferenceMB 5 PG 99
Instrument DateJul 01, 2020
Instrument2020094483
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$1,596.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35 DUKE ST, 35, GREENVILLE, SC 29605-4417

Transferred To (Grantee/Buyer)

NameVerified Name
Address2210 N HUBBARD ST, MILWAUKEE, WI 53212-3344

Mortgage

Document Number0005758355
DateJul 20, 2020
Instrument5758/355
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,750.00 (-1.43%) Homeowner's exemption Widower's exemption$178,893 (+5.99%)$239,300 (+20.61%) Land $70,000 Building $169,300
2024$2,790.00 (+2.01%)
2023$2,735.00 (+4.87%) Homeowner's exemption Widower's exemption$168,789 (+3%)$198,400 (+15.82%) Land $50,000 Building $148,400
2022$2,608.00 Homeowner's exemption Widower's exemption$163,873$171,300 Land $45,000 Building $126,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 763 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
Lumen TechnologiesDSL140 / 20

May also be available at this address: AT&T, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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