5900 Cairo Rd, Westerville, OH 43081 Property Records

Franklin County property record for 5900 Cairo Rd, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,192 sqft · built 1970
Lot Size	0.163 acres (7,108 sqft)
Owner	2 Individual Names on File
Last Sale	$198,900 (Oct 2019)
Tax Bill	$5,514 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-004345`

Property Details

APN / Parcel Number

Primary APN	`110-004345`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	939 sqft
Game Room	Game Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,108 sqft (0.163 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5900 CAIRO RD
City	WESTERVILLE
State	OH
Zip	43081-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAIRO RD GLENGARY HTS 421
Legal Subdivision	GLENGARY HEIGHTS
Legal Lot Number	421
Jurisdiction	FRANKLIN OH
Township / Civil Division	BLENDON
Census Block Group	1
Census Block	1011
Census Tract	7120

Owner

5900 Cairo Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Franklin County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5900 CAIRO RD, WESTERVILLE, OH 43081-4025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Oct 16, 2019	Warranty Deed, Transfer · Conventional with PMI NFM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Mar 15, 2005 · Amount on File
Deed Document Number	23213
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	5900 CAIRO RD, WESTERVILLE, OH 43081-4025
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	ELITE LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000166082
Date	Oct 23, 2020
Instrument	202010230166082

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2045

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Oct 16, 2019
Property Address	5900 CAIRO RD, WESTERVILLE, OH 43081-4025
Document Number	0000137810
Instrument Date	Oct 9, 2019
Instrument	137810
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5900 CAIRO RD WESTERVILLE OH 430814025, WESTERVILLE, OH 43081-4025

Mortgage

Document Number	137811
Date	Oct 16, 2019
Instrument	137811

Lender

Name	NFM
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Blendon Township
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,514.00 (+9.43%) Homeowner's exemption	$83,510 (-) Land $19,390 Building $64,120
2023	$5,039.00 (+9.61%) Homeowner's exemption	$83,510 (+46.74%) Land $19,390 Building $64,120	$238,600 Land $55,400 Building $183,200
2022	$4,597.00 Homeowner's exemption	$56,910 Land $10,500 Building $46,410
2020			$162,600 Land $30,000 Building $132,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5900 Cairo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5900 Cairo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - HUBER RIDGE PWS private · serves 5,393 people · EPA ID OH2502512
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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