5855 Cairo Rd, Westerville, OH 43081 Property Records

Franklin County property record for 5855 Cairo Rd, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1970
Lot Size	0.19 acres (8,306 sqft)
Owner	Individual Name on Record
Last Sale	$213,400 (Aug 2020)
Tax Bill	$5,535 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2009 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`110-004349`

Property Details

APN / Parcel Number

Primary APN	`110-004349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	907 sqft
Family Room	Family Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,306 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5855 CAIRO RD
City	WESTERVILLE
State	OH
Zip	43081-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAIRO RD GLENGARY HTS 425
Legal Subdivision	GLENGARY HEIGHTS
Legal Lot Number	425
Jurisdiction	FRANKLIN OH
Township / Civil Division	BLENDON
Census Block Group	3
Census Block	3009
Census Tract	7120

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5855 CAIRO RD, WESTERVILLE, OH 43081-4008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Survivorship Deed, Transfer · FHA Mortgage LOAN ONE MORTGAGE CO INC
Jul 1, 2009	Loan Modification, Mortgage · FHA Mortgage NATIONAL CTY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	May 26, 2000 · Amount on Record
Deed Document Number	202008250125523
Record Updated	Jun 8, 2026

August 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FRANKLIN OH
Recording Date	Aug 25, 2020
Property Address	5855 CAIRO RD, WESTERVILLE, OH 43081-4008
Document Number	0000125523
Map Reference	MB 37 PG 64
Instrument Date	Jul 20, 2020
Instrument	202008250125523
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	461 BEECHER RD, GAHANNA, OH 43230-6794

Mortgage

Document Number	0000125524
Date	Aug 25, 2020
Instrument	202008250125524

Lender

Name	LOAN ONE MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2009: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN OH
Property Address	5855 CAIRO RD, WESTERVILLE, OH 43081-4008
Document Number	0000053703
Instrument Date	Jul 1, 2009
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5855 CAIRO RD WESTERVILLE OH 430814008, WESTERVILLE, OH 43081-4008

Mortgage

Document Number	0000053703
Date	Apr 25, 2018
Instrument	53703

Lender

Name	NATIONAL CTY MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 24, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Blendon Township
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,535.00 (+9.41%) Homeowner's exemption	$83,830 (-) Land $20,930 Building $62,900
2023	$5,059.00 (+2.91%) Homeowner's exemption	$83,830 (+37.72%) Land $20,930 Building $62,900	$239,500 (+37.72%) Land $59,800 Building $179,700
2022	$4,916.00 Homeowner's exemption	$60,870 Land $11,340 Building $49,530
2020			$173,900 Land $32,400 Building $141,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - HUBER RIDGE PWS private · serves 5,393 people · EPA ID OH2502512
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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