590 Yellowstone Dr, Elgin, IL 60123 Property Records

Kane County property record for 590 Yellowstone Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,440 sqft · built 1987
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Nov 2019)
Tax Bill	$9,549 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-09-430-011`

Property Details

APN / Parcel Number

Primary APN	`06-09-430-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
Gross Area	3,663 sqft
Basement Area	1,223 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	590 YELLOWSTONE DR
City	ELGIN
State	IL
Zip	60123-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 6 LOT 189
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	189
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3004
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	590 YELLOWSTONE DR, ELGIN, IL 60123-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Jun 19, 2017	Loan Modification, Mortgage · Line of Credit GERMAN AM CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Jun 21, 2013 · Amount on Record
Deed Document Number	201956102
Prior Transfer Date	Aug 24, 2012
Prior Transfer Doc	0000059307
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 20, 2019
Property Address	590 YELLOWSTONE DR, ELGIN, IL 60123-2520
Document Number	0000056102
Instrument Date	Oct 21, 2019
Instrument	2019K056102
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	590 YELLOWSTONE DR, ELGIN, IL 60123-2520

Mortgage

Document Number	0000056103
Date	Nov 20, 2019
Instrument	2019K056103

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Recording Date	Jun 19, 2017
Property Address	590 YELLOWSTONE DR, ELGIN, IL 60123-2520
Instrument Date	Jun 15, 2017
Instrument	31182
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	909 N SEPULVEDA BLVD #840 EL SEGUNDO CA 902452718, 840, EL SEGUNDO, CA 90245-2718

Mortgage

Document Number	0000031182
Date	Jun 19, 2017
Instrument	31182

Lender

Name	GERMAN AM CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2836

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,549.00 (+15.87%) Homeowner's exemption	$133,171 (+8.57%) Land $34,594 Building $98,577	$399,673 (+8.57%) Land $103,824 Building $295,849
2024		$122,659 (+21.39%) Land $31,863 Building $90,796	$368,124 (+21.44%) Land $95,627 Building $272,497
2022	$8,241.00 (+4.42%) Homeowner's exemption	$101,042 (+6.96%) Land $26,248 Building $74,794	$303,126 (+6.96%) Land $78,744 Building $224,382
2021	$7,892.00 Homeowner's exemption	$94,467 Land $24,540 Building $69,927	$283,401 Land $73,620 Building $209,781

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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