Kane County property record for 577 Yellowstone Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,525 sqft · built 1987 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $346,500 (Aug 2023) |
| Tax Bill | $7,839 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-09-427-019 |
| Primary APN | 06-09-427-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| Gross Area | 3,050 sqft |
| 1st Floor Area | 1,525 sqft |
| Basement Area | 1,525 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 577 YELLOWSTONE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY CREEK UNIT 6 LOT 182 |
| Legal Subdivision | VALLEY CREEK |
| Legal Block | 3 |
| Legal Lot Number | 182 |
| Legal Unit | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 851909 |
Source: Kane County records · APN 06-09-427-019
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 N STOTT ST, GENOA, IL 60135-1250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Aug 09, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 09, 2023 · Amount on Record |
| Deed Sale | Aug 09, 2023 · Amount on Record |
| Deed Document Number | 202327142 |
| Prior Transfer Date | Jan 24, 2002 |
| Prior Transfer Doc | 0000018240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 09, 2023 |
| Property Address | 577 YELLOWSTONE DR, ELGIN, IL 60123-2521 |
| Document Number | 0000027142 |
| Instrument Date | Aug 04, 2023 |
| Instrument | 2023K027142 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $346.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 577 YELLOWSTONE DR, ELGIN, IL 60123-2521 |
| Document Number | 0000027143 |
|---|---|
| Date | Aug 09, 2023 |
| Instrument | 2023K027143 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 577 YELLOWSTONE DR, ELGIN, IL 60123-2521 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000092609 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021K092609 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Rate | 2.62% |
|---|
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,839.00 (+20.66%) | $113,264 (+8.57%) Land $34,594 Building $78,670 | $339,928 (+8.57%) Land $103,824 Building $236,104 |
| 2024 | $104,323 (+21.39%) Land $31,863 Building $72,460 | $313,094 (+21.44%) Land $95,627 Building $217,467 | |
| 2022 | $6,497.00 (-2.04%) Homeowner's exemption | $85,938 (+6.96%) Land $26,248 Building $59,690 | $257,814 (+6.96%) Land $78,744 Building $179,070 |
| 2021 | $6,632.00 Homeowner's exemption | $80,346 Land $24,540 Building $55,806 | $241,038 Land $73,620 Building $167,418 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Opiquad, T-Mobile USA.
Based on FCC filings for 543 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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