550 W Main St, Cedaredge, CO 81413 Property Records

Delta County property record for 550 W Main St, Cedaredge, CO 81413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,772 sqft · built 1958
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$116,600 (Aug 2019)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R002709`

Property Details

APN / Parcel Number

Primary APN	`R002709`
Alternative APN	`319320320011`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,772 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R002709
Street Address	550 W MAIN ST
City	CEDAREDGE
State	CO
Zip	81413-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	550 W MAIN ST CEDAREDGE 81413 S: 20 T: 13S R: 94W SUBDIVISION: HOGREFE/WILSON CE BLOCK: 2 LOT: 8 TOTAL AC 0.14+- (50X135) LOT 8 BLK 2 HOGREFE/WILSON SUB. SEC 20 T13S R94W 6PM BK 408 PG 66 (R-321385) BK 461 PG 1850 (R-370706) BK 607 PGS 147 & 148 BK 7
Legal Subdivision	HOGREFE/WILSON CE
Legal Block	2
Legal Lot Number	8
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	1
Census Block	1014
Census Tract	965201

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2 ADAMS ST, G1, DENVER, CO 80206-5725
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage COLLEGIATE PEAKS BANK
Aug 28, 2019	Quit Claim Deed, Transfer Quitclaim
Aug 20, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Sep 25, 1997 · Amount on Record
Deed Document Number	2019713282
Prior Transfer Date	Aug 23, 2019
Prior Transfer Doc	0000713282
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	550 W MAIN ST, CEDAREDGE, CO 81413-3538
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	727510
Date	Mar 25, 2021
Instrument	727510

Lender

Name	COLLEGIATE PEAKS BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 23, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELTA CO
Recording Date	Aug 28, 2019
Property Address	550 W MAIN ST, CEDAREDGE, CO 81413-3538
Document Number	0000713282
Instrument Date	Aug 23, 2019
Instrument	713282
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Tax	$11.66
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 SAINT PAUL ST STE 101, 101, DENVER, CO 80206-5113

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DELTA CO
Recording Date	Aug 20, 2019
Property Address	550 W MAIN ST, CEDAREDGE, CO 81413-3538
Document Number	0000713099
Map Reference	MB 787 PG 158
Instrument Date	Aug 20, 2019
Instrument	713099
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 770740, STEAMBOAT SPRINGS, CO 80477-0740

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Cedaredge Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00 (+40.62%)	$15,096 (+38.72%) Land $2,813 Building $12,283	$241,523 (+48.7%) Land $45,000 Building $196,523
2024	$741.00 (+4.07%)	$10,882 (-) Land $2,002 Building $8,880
2023	$712.00 (-28.51%)	$10,882 (-26.83%) Land $2,002 Building $8,880	$162,420 (-24.1%) Land $29,881 Building $132,539
2022	$996.00	$14,873 Land $2,016 Building $12,857	$213,996 Land $29,000 Building $184,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GINTERS GROVE DOMESTIC WATER CORP private · serves 62 people · EPA ID CO0115310
Water Source	Purchased surface water from TOWN OF CEDAREDGE
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Delta County Tele-Comm Fiber · DSL	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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