590 Sperry Rd, Allenton, MI 48002 Property Records

St. Clair County property record for 590 Sperry Rd, Allenton, MI 48002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,273 sqft · built 2003
Lot Size	5.57 acres (242,629 sqft)
Owner	Individual Name on Record
Tax Bill	$5,711 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-09-026-4004-600`

Property Details

APN / Parcel Number

Primary APN	`74-09-026-4004-600`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,273 sqft Living Area
1st Floor Area	2,182 sqft
Basement Area	2,182 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	242,629 sqft (5.57 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	590 SPERRY RD
City	ALLENTON
State	MI
Zip	48002-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG N 0D 9M 9S W 620' FROM SW SEC COR, TH N 0D 9M 9S W 220', TH N 89D 31M 58S E 750.99', TH S 0D 8M 3S E 440', TH S 89D 31M
Legal Range	13E
Legal Township	06N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3018
Census Tract	657200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	590 SPERRY RD, ALLENTON, MI 48002-3820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 3, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 18, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	590 SPERRY RD, ALLENTON, MI 48002-3820
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 SPERRY RD, ALLENTON, MI 48002-3820

Mortgage

Document Number	0005899225
Date	Feb 20, 2026
Book Page	5899/225
Instrument	2026003335

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	680 SPERRY RD, ALLENTON, MI 48002-3821
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 SPERRY RD, ALLENTON, MI 48002-3820

Mortgage

Document Number	0005360574
Date	May 3, 2021
Book Page	5360/574
Instrument	2021013492

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	680 SPERRY RD, ALLENTON, MI 48002-3821
Document Number	0048340399
Book / Page	004834 / 000399
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	590 SPEMY RD BERVILLE MI 48002, BERVILLE, MI 48002

Mortgage

Document Number	0048340399
Date	May 25, 2017
Book Page	004834/000399

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 24, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,100 (+10.09%)	$648,200 (+10.09%)
2025	$5,711.00 (+2.96%) Homeowner's exemption	$294,400 (+19.19%)
2024	$5,547.00 (+11.68%)		$588,800 (+19.19%)
2023		$247,000
2022	$4,967.00		$494,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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