580 Sperry Rd, Allenton, MI 48002 Property Records

St. Clair County property record for 580 Sperry Rd, Allenton, MI 48002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,830 sqft · built 1992
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Aug 2024)
Tax Bill	$6,690 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-09-026-4004-300`

Property Details

APN / Parcel Number

Primary APN	`74-09-026-4004-300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft
Basement Area	1,830 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	87,991 sqft (2.02 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	580 SPERRY RD
City	ALLENTON
State	MI
Zip	48002-3820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG N 0D 9M 9S W 400' FROM SW SEC COR, TH N 0D 9M 9S W 220', TH N 89D 31M 58S E 400', TH S 0D 9M 9S E 220', TH S 89D 31M 58S
Legal Range	13E
Legal Township	06N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3018
Census Tract	657200

Owner

580 Sperry Rd is owned and occupied by two individuals who bought it in August 2024.

Source: St. Clair County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	580 SPERRY RD, ALLENTON, MI 48002-3820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · FHA Mortgage LOAN STORE
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Jul 31, 2020	Quit Claim Deed, Transfer ASK SERVICES INC, ASK SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2024 · Amount on File
Deed Sale	Aug 5, 2024 · Amount on File
Prior Sale	Jul 31, 2020 · Amount on File
Deed Document Number	202413694
Deed Book / Page	5735 / 2
Prior Transfer Date	Sep 4, 2014
Prior Transfer Doc	004545/157
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 14, 2026
Property Address	580 SPERRY RD, ALLENTON, MI 48002-3820
Document Number	0000018643
Book / Page	5964 / 409
Instrument Date	Sep 1, 2026
Instrument	202618643
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 SPERRY RD, ALLENTON, MI 48002-3820

Mortgage

Document Number	0000018643,
Date	Sep 14, 2026
Book Page	5964/409
Instrument	202618643

Lender

Name	LOAN STORE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	580 SPERRY RD, ALLENTON, MI 48002-3820
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 SPERRY RD, ALLENTON, MI 48002-3820

Mortgage

Document Number	0005500743
Date	Mar 21, 2022
Book Page	5500/743
Instrument	2022006699

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 31, 2020
Property Address	580 SPERRY RD, ALLENTON, MI 48002-3820
Document Number	0052200234
Book / Page	005220 / 000234
Instrument Date	Jul 28, 2020
Instrument	17899
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount on Record
Tax	$2,751.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	580 SPERRY RD ALLENTON MI 480023820, ALLENTON, MI 48002-3820

Tax Assessment & Valuation

The 2025 property tax bill for 580 Sperry Rd was $6,690 with a homeowner's exemption, up 21.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Berlin Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,000 (+9.07%)	$452,000
2025	$6,690.00 (+21.92%) Homeowner's exemption	$207,200
2024	$5,487.00		$414,400
2023		$173,500
2022	$4,929.00		$347,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 580 Sperry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 580 Sperry Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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