Oakland County property record for 590 Smith Ave, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,486 sqft · built 2016 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $890,000 (Apr 2020) |
| Tax Bill | $16,033 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Apr 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-36-455-012 |
| Primary APN | 08-19-36-455-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,486 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Basement Area | 1,060 sqft |
| Unfinished Basement | 1,060 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,619 sqft (0.129 acres) |
| Lot Dimensions | 120 ft deep x 45 ft wide |
| Garage Area | 555 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 207 sqft |
| Deck Area | 38 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 590 SMITH AVE |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-4713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 36 JAMES L TODD & LEINBACH-HUMPHREY'S INDIAN VILLAGE SUB LOT 56 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | INDIAN VILLAGE |
| Legal Lot Number | 56 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 153300 |
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 590 SMITH AVE, BIRMINGHAM, MI 48009-4713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2017 | Deed of Trust, Mortgage · ARM FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 24, 2020 | Warranty Deed, Transfer INTERSTATE TITLE INC |
| Oct 22, 2018 | Warranty Deed, Transfer · ARM UBS BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2020 · Amount on Record |
| Deed Sale | Apr 24, 2020 · Amount on Record |
| Prior Sale | Oct 22, 2018 · Amount on Record |
| Deed Document Number | 202083673 |
| Deed Book / Page | 54134 / 512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 590 SMITH AVE, BIRMINGHAM, MI 48009-4713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000185327 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 51147/00505 |
| Instrument | 185327 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 24, 2020 |
| Property Address | 590 SMITH AVE, BIRMINGHAM, MI 48009-4713 |
| Document Number | 0000083673 |
| Book / Page | 54134 / 512 |
| Map Reference | LB 33 PG 35 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 83673 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | INTERSTATE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,654.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 SMITH AVE, 590, BIRMINGHAM, MI 48009-4713 |
| Name | Verified Name |
|---|---|
| Address | 590 SMITH AVE, BIRMINGHAM, MI 48009-4713 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 22, 2018 |
| Property Address | 590 SMITH AVE, BIRMINGHAM, MI 48009-4713 |
| Document Number | 0000172684 |
| Book / Page | 52290 / 00550 |
| Map Reference | LB 33 PG 35 |
| Instrument Date | Oct 17, 2018 |
| Instrument | 172684 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | BANKERS TITLE SETTLEMENT SER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,611.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 SMITH AVE, 590, BIRMINGHAM, MI 48009-4713 |
| Name | Verified Name |
|---|---|
| Address | 590 SMITH AVE, BIRMINGHAM, MI 48009-4713 |
| Document Number | 0000172841 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 172841 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,033.00 (-9.78%) Homeowner's exemption | $534,550 (+20.32%) | $1,069,100 (+20.32%) |
| 2024 | $17,771.00 (+7.53%) | ||
| 2023 | $444,290 | $888,580 | |
| 2021 | $16,526.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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